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Richardson v. Fleet Bank of Massachusetts
District Court, D. Massachusetts (2001) | 190 F. Supp. 2d 81; 2001 U.S. Dist. LEXIS 22581; 2001 WL 1771902
TL;DR: A credit reporting agency was sued for repeatedly publishing inaccurate credit information. The court held that once notified of a potential error, the agency may have a duty to do more than simply re-confirm the information with the original, potentially unreliable creditor.
Legal Significance: This case clarifies that a credit reporting agency's duty under the Fair Credit Reporting Act (FCRA) is heightened once it receives notice of a potential inaccuracy, potentially requiring investigation beyond the original source of the information to be considered reasonable.