A more thorough explanation:

BENEFICIUM SEPARATIONIS

Beneficium separationis is a Latin term that means "privilege of separation." It refers to the right of a creditor of a deceased person to have their property separated from the property of an heir. This separation protects the creditor by ensuring that the deceased's property is not used to pay the heir's creditors.

For example, if John dies and owes money to a creditor, the creditor can use the beneficium separationis to ensure that John's property is not used to pay John's son's debts. John's property will be separated from his son's property, and the creditor can only collect from John's property.

Another example is if a person dies and leaves behind a will, the beneficium separationis can be used to ensure that the deceased's property is distributed according to the will and not used to pay off the debts of the heirs.

The examples illustrate how the beneficium separationis protects the creditors of a deceased person by ensuring that their property is not used to pay off the debts of the heirs. This legal principle is important because it ensures that the creditors are paid what they are owed and that the property of the deceased is distributed according to their wishes or the law.