A more thorough explanation:

A cloud on title is a problem that affects the ownership of a property. It can make it difficult for someone to sell or buy the property. This problem can come from different sources, such as:

• Easements or mortgages on the land
• Defects in the deed
• Liens that may give title to a third party

For example, let's say that a mechanic worked on a property but was not paid. The mechanic can put a lien on the property, which means that they have a right to be paid from the sale of the property. This lien creates a cloud on the title because it makes it harder for someone to buy the property. The same can happen if there is a defect in the deed or if someone else claims ownership of the property.

To find out if there is a cloud on the title, a title search can be done. This search will look for any problems that may affect the ownership of the property. If a cloud on the title is found, it can be lifted by paying the unpaid balance to the mechanic or by doing a quiet title action.

It's important to note that a cloud on the title does not have to be valid to cause a problem. It only needs to be a colorable claim, which means that it has the appearance of being valid.

Overall, a cloud on title is a problem that can make it difficult to sell or buy a property. It's important to do a title search to find any potential problems and to take steps to lift any clouds on the title.