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Simple English definitions for legal terms

COBRA

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A quick definition of COBRA:

COBRA: A law that helps people keep their health insurance when they lose their job or have a big change in their work situation. If you were part of a group health plan at work, you can keep that insurance for a while, but you have to pay for it yourself. This can be cheaper than buying insurance on your own. You have 60 days to decide if you want to keep your work insurance or not. The law only applies to certain employers and lasts for up to 18 months, but sometimes longer.

A more thorough explanation:

COBRA, or the Consolidated Omnibus Budget Reconciliation Act, is a federal law that allows employees and their families to continue their group health benefits under an employer's group health plan if their work situation changes. This means that if an employee loses their job, has their hours reduced, or gets divorced and loses coverage, they can still have access to health insurance through their former employer's plan.

For example, if John loses his job, he can choose to continue his health insurance coverage through COBRA. He will have to pay the full premium for his coverage, but he will still have access to the same health benefits he had while he was employed.

COBRA only applies to group health plans offered by private-sector employers with more than 20 employees, as well as to state and local governments. It does not apply to the federal government. Employers are required to notify eligible employees of their right to continued coverage, and employees have 60 days to decide whether to waive COBRA coverage or not. The continued coverage under COBRA lasts for 18 months but may be extended to 36 months under certain circumstances.

The purpose of COBRA is to ensure that employees who lose their jobs receive health insurance benefits. While the cost of coverage under COBRA can be high, it is often less expensive than coverage an individual would find on the open market because former employees get to pay the employer-negotiated group rate.

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medicine is a scam
join the ethically ambiguous legal field instead
Dkk
18:57
I want to meet an attorney that defends clients who run into flat earth problems. I want an attorney that knows and believes in flat earth theory.
19:05
i want a flat earther for president. i want a guy who posts on 4chan for president. i want someone who mogs for president.
Dkk
19:18
Exactly. My version of that awful poem.
Dkk
19:19
I can accept a president with maybe one or two of the poems traits hut good God, all of them??? No ty.
windyMagician
19:20
president who respects sex is crazy
windyMagician
19:20
we had bill clinton already
Dkk
19:21
Bill Clinton, first and last black president
windyMagician
19:23
I want to go running but my leg feels weird
windyMagician
19:23
it doesn't hurt its just tingly
Dkk
19:26
It needs more alcohol. You tingle when your nerves need watering.
19:27
try stretching it maybe to see what's up
windyMagician
19:27
stretches make me think it's just soreness
windyMagician
19:27
I'm sober lol
Dkk
19:38
Anyone else get the google notification that your LSD password has been compromised lol. LSD got hacked.
20:48
what.jpg @Dkk
CynicalOops
21:03
You think you just fell out of a coconut tree?
jackfrost11770
21:10
nope dk
CynicalOops
22:37
Calvinamala Harris
jackfrost11770
23:16
should i start using letterboxed again
Dkk
23:25
@jackfrost11770: if you want but like it aint for me
dk do u ever eat at bk
Dkk
23:48
@chickenburgahfart: I would do that in the Army if really desperate for food or if I had to work through lunch. One of the few fast food places I go to.
bk so slept on
Dkk
0:23
I will take In N Out everyday over it when I can though.
texaslawhopefully
1:22
In N Out is not only the best fast food place, but the prices too are fantastic
Dkk
1:27
Indeed, indeed.
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