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Simple English definitions for legal terms
coming-to-rest doctrine
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A quick definition of coming-to-rest doctrine:
The coming-to-rest doctrine is a rule in insurance that says coverage for shipped goods ends when they are unloaded and disconnected from the transporting vehicle. This only applies to the movement of goods from the vehicle to a place of rest outside of it, unlike the complete-operation rule which provides broader coverage.
A more thorough explanation:
Definition: The coming-to-rest doctrine is a principle in insurance that states that coverage of shipped goods ends when the goods are unloaded and any cables or other links to the transporting vehicle have been disconnected. This doctrine only covers the movement of goods from the shipping vehicle to a place of rest outside the vehicle, in contrast to the broader coverage of the complete-operation rule.
Example: A truck carrying a shipment of electronics arrives at a warehouse. The truck is unloaded, and the goods are placed on pallets. Once the pallets are removed from the truck and the cables connecting them to the truck are disconnected, the coming-to-rest doctrine applies. If any damage occurs to the goods after this point, it is not covered by the insurance policy.
Explanation: The example illustrates how the coming-to-rest doctrine applies to a shipment of goods. Once the goods are removed from the shipping vehicle and placed in a location outside the vehicle, the coverage provided by the insurance policy ends. This means that any damage that occurs to the goods after they have come to rest is not covered by the policy.