A more thorough explanation:

Definition: Dependent coverage is an insurance provision that provides protection for the dependents of the insured.

Example: If a person has a health insurance policy that includes dependent coverage, their spouse and children would also be covered under the policy.

This means that if the insured person's spouse or child needs medical treatment, the insurance policy would cover some or all of the costs. The purpose of dependent coverage is to ensure that the entire family has access to medical care when they need it.