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Simple English definitions for legal terms

employment-related-practices exclusion

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A quick definition of employment-related-practices exclusion:

An employment-related-practices exclusion is a rule in some insurance policies that says the insurance company won't pay for damages caused by an employer's actions towards their employees, like discrimination or harassment. It's like a "no coverage" rule for certain things. Other types of exclusions include ones for pollution, car accidents, and intentional harm.

A more thorough explanation:

The employment-related-practices exclusion is a provision found in some commercial general liability insurance policies. It excludes coverage for damages arising from an insured's employment practices, including any policy, action, or omission that is directed at the person injured. This can include coercion, demotion, evaluation, reassignment, discipline, defamation, harassment, humiliation, or discrimination.

For example, if an employee sues their employer for discrimination based on their race, the employment-related-practices exclusion may prevent the employer from receiving coverage for the damages awarded to the employee.

This exclusion is intended to protect insurance companies from having to cover claims related to employment practices, which can be costly and difficult to assess. However, it can leave employers vulnerable to lawsuits and damages if they are not careful to avoid discriminatory practices in the workplace.

employment contract | Employment Standards Administration

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19:43
@Dkk: yeah register 1 website and every swinging tom dick and harry calls/emails/texts to 'help with seo'. like bruh, if YOU found it, what i am doing is working
Dkk
19:43
Indeed!
19:48
wasp, i think people are hopeful for a gov who at least attempts to care about the common man
MIAMI A
[] AromaticTroubledDormouse
20:55
How does one know if they are UR1 or UR2?
[] AromaticTroubledDormouse
20:56
CONGRATS MACAQUE!
TY
got a random stanford email and almost had a heart attack
ALSO CONGRATS!
Congrats1!
21:15
Miami A, yall I'm so excited I could cry.
21:15
Feel like I can finally stop holding my breath!! Whew!!!
[] baddestbunny
22:16
every time I get accosted by a strange man who follows me around because my male coworkers were too busy talking to walk me back to my car I get closer to saying we need to bring back traditional gender roles
Dkk
22:32
Nice! @Macaque
Dkk
22:32
@Aromatic, Have to guess.
Dkk
22:33
That sucks @Bunny do you have to go to the hospital?
[] baddestbunny
22:40
I said accosted not assaulted
23:35
guys. my notre dame address just went long is this good or bad
1a2b3c4d26z
23:37
Oooooo me too
23:37
omg is this good or bad
Dkk
23:47
Idk if gender roles are gunna fix that then.
23:49
it looks like most people who applied in october last cycle didn't get a decision until january... does it even mean anything that our addresses went long??
hows ED 2 compared to ED 1?
Dkk
0:10
No idea
windyMagician
0:34
reporting live to say my ndls address also went long
does it mean anything ^
Dkk
2:21
NDLS and Fordham took a very long time last year. It's good info for people to know.
[] baddestbunny
4:29
let’s get after it boys and girls
Dkk
5:21
I gtg to bed soon.
Dkk
5:22
Big day today. Gunna be a crazy one. I will sleep through the first half.
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