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Simple English definitions for legal terms

employment-related-practices exclusion

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A quick definition of employment-related-practices exclusion:

An employment-related-practices exclusion is a rule in some insurance policies that says the insurance company won't pay for damages caused by an employer's actions towards their employees, like discrimination or harassment. It's like a "no coverage" rule for certain things. Other types of exclusions include ones for pollution, car accidents, and intentional harm.

A more thorough explanation:

The employment-related-practices exclusion is a provision found in some commercial general liability insurance policies. It excludes coverage for damages arising from an insured's employment practices, including any policy, action, or omission that is directed at the person injured. This can include coercion, demotion, evaluation, reassignment, discipline, defamation, harassment, humiliation, or discrimination.

For example, if an employee sues their employer for discrimination based on their race, the employment-related-practices exclusion may prevent the employer from receiving coverage for the damages awarded to the employee.

This exclusion is intended to protect insurance companies from having to cover claims related to employment practices, which can be costly and difficult to assess. However, it can leave employers vulnerable to lawsuits and damages if they are not careful to avoid discriminatory practices in the workplace.

employment contract | Employment Standards Administration

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JumpySubsequentDolphin
20:50
i need to know who decided to do that.
JumpySubsequentDolphin
20:50
omg im on a plane weeeee
the devil
youre on a plane??? LSD made the mile high club??
20:50
yo splitterus are you in school already
20:50
it says ur c/o 2027
JumpySubsequentDolphin
20:51
@SplitterusClitterus: HAHAH yes
ur user is hilarioussss and no i just graduated this may and am now applying ---also im out of messages so ill take a lil
20:52
roger dat. see u in heck
im back, r u applying this cycle too
JumpySubsequentDolphin
21:32
this child fell asleep on me
JumpySubsequentDolphin
21:32
im so uncomfortable
just push him off the entire seat
JumpySubsequentDolphin
21:34
LMAOOOO
JumpySubsequentDolphin
21:35
no he’s literally like 8 and he fully just put his head on my bicep and slept
JumpySubsequentDolphin
21:35
he has since moved
22:12
@SplitterusClitterus: me yesterday
gulc baby pls text me back... i miss you ...... :(
22:23
i just went into a discord vc and yelled "YALL I JUST GOT INTO J.M. SCHOOL OF LAW"
22:24
people were getting excited :sob:
22:25
then someone was like "what does jm stand for" and i was like .. well
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@JumpySubsequentDolphin: wait this is so cute, also where r u going
JOE MBIDEN
JumpySubsequentDolphin
22:39
@splitty Oregon!
oh yay for what thats so random
JumpySubsequentDolphin
22:45
haha my brother and sister in law live there
so cutie oregon is beatiful
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