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LSDefine

Simple English definitions for legal terms

future value

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A quick definition of future value:

Future value refers to the amount of money that a present sum or a series of payments will be worth at a specific interest rate in the future. It's like predicting how much money you will have if you save or invest it for a certain amount of time. For example, if you save $100 today and the interest rate is 5%, the future value of that money in one year will be $105. Future value helps people plan for their financial future and make smart decisions about saving and investing.

A more thorough explanation:

Definition: Future value is the value of a sum of money or a series of payments at a specific interest rate at some point in the future.

For example, if you invest $100 today at an interest rate of 5%, the future value of that investment after one year would be $105.25. This means that if you leave the $100 invested for one year, it will be worth $105.25 at the end of the year.

Another example is if you make monthly payments of $100 into a savings account that earns 3% interest per year. After 5 years, the future value of your payments would be $6,116. This means that if you continue to make monthly payments of $100 for 5 years, you will have $6,116 in your savings account at the end of the 5 years.

Future value is important in financial planning because it helps you understand how much your money will be worth in the future and how much you need to save or invest to reach your financial goals.

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JumpySubsequentDolphin
21:34
LMAOOOO
JumpySubsequentDolphin
21:35
no he’s literally like 8 and he fully just put his head on my bicep and slept
JumpySubsequentDolphin
21:35
he has since moved
22:12
@SplitterusClitterus: me yesterday
gulc baby pls text me back... i miss you ...... :(
22:23
i just went into a discord vc and yelled "YALL I JUST GOT INTO J.M. SCHOOL OF LAW"
22:24
people were getting excited :sob:
22:25
then someone was like "what does jm stand for" and i was like .. well
AHHAHAHAHAHAHHAHAHAHAHAHAH
@JumpySubsequentDolphin: wait this is so cute, also where r u going
JOE MBIDEN
JumpySubsequentDolphin
22:39
@splitty Oregon!
oh yay for what thats so random
JumpySubsequentDolphin
22:45
haha my brother and sister in law live there
so cutie oregon is beatiful
soyalmondoatmilk
8:38
good morning! hoping waves will come our wave today
8:42
GW wave today?
8:57
There’s someone I found on here with the username threeoutchange and if my understanding is correct that’s a reference to the debut album by a pretty cool 90s-00s Japanese band called Supercar. I geeked a little
8:57
It could just be a baseball reference I don’t get though lol
Dkk
9:00
@renard99: also, the same band that does a song in the anime Eureka 7 which I watched when I was like idk, 12
9:00
Yeah! They are pretty good. Three Out Change is an awesome J-rock record
Dkk
9:01
I will probably not listen to them more but fun fact. Really random to start the day. An omen that the waves will be very random today.
Dkk
9:03
Fuck, reading the wikipedia now. Literal last song they did before they broke up was Storywriter. Wow.
9:05
That one is a masterpiece
9:05
My favorite song by them is Recreation
glovediedthisishismom
9:05
snowing
Dkk
9:07
@renard99: man, hard to find.
Dkk
9:07
@glovediedthisishismom: Congrats on the snow.
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