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Simple English definitions for legal terms

investment-grade rating

Read a random definition: common-law mortgage

A quick definition of investment-grade rating:

Investment-grade rating: A rating given to a bond by a company like Moody's to show how risky it is to invest in. The rating is one of four symbols (AAA, AA, A, or BAA) and helps investors decide if they want to invest in the bond or not.

A more thorough explanation:

An investment-grade rating is a rating given to a bond by a securities-evaluation agency, such as Moody's, after an appraisal of its quality. The rating is indicated by one of the top four symbols: AAA, AA, A, or BAA. This rating indicates the degree of risk in investing in the bond.

A bond with an AAA rating is considered to be of the highest quality and has the lowest risk of default.
A bond with a BAA rating is considered to be of lower quality and has a higher risk of default than a bond with an AAA rating.

These examples illustrate how the investment-grade rating system works. The higher the rating, the lower the risk of default and the more likely the bond is to be a safe investment. The lower the rating, the higher the risk of default and the more cautious an investor should be before investing in the bond.

investment discretion | investment income

General

General chat about the legal profession.

General >T14 Off Topic

👍 Chat vibe: 0 👎

GreyCeaselessMammoth

9:44

i think he has good chances there

Mostlylegal

9:44

upenn famously hates high lsats

GreyCeaselessMammoth

9:45

https://www.lsd.law/users/creep/UselessPlasticWarthog

GreyCeaselessMammoth

9:45

ollie blueprint

cumsock

9:45

do you think about the days when we sat down smoking wine and drinking haze

PuppyBot

9:48

morninh

cumsock

9:48

i wanna quit my jorb

cumsock

9:49

and ride the rails

BulbasaurNoLikeCardio

9:49

@cumsock: same and not cause it sucks, I love who I work with/for and it is super easy but I am trying to save a lot of LS so I can ball out while unemployed

BulbasaurNoLikeCardio

9:50

How much is everyone trying to save up for when they get to school?

shaquilleoatmeal

9:51

@PuppyBot: tripppp, u were heavy on my mind last night after the bs in the chat

cumsock

9:51

i plan to be the most frugal mf alive in school

cumsock

9:52

paint chips for dinner

cumsock

9:52

thats what i always eat tho

lilypadfrog

9:52

glove do you want to go dumpster diving with me

cumsock

9:52

yea thats where all the good snacks are

cumsock

9:52

like plastic bags

lilypadfrog

9:53

😋😋😋😋

[] starfishies

9:53

@BulbasaurNoLikeCardio: i didn't think about this until it was too late lol i'll be lucky to save like 7k if that

shaquilleoatmeal

9:54

@BulbasaurNoLikeCardio: saving enough to have mortgage +bills for the first 2 years of law school, figured i can work again after the 2nd year but at least ill give myself the flexibility to focus on school and not bills. A little to the side because life happens and sometimes u need to prepared for hitting rock bottom

BulbasaurNoLikeCardio

9:54

I am trying to be pretty frugal now, looked up the cost to have PODs move my shit and I am like fuck that is a lot. I am trying to squirrel half my monthly income away so I can have a fat amount of cushion

PuppyBot

9:54

@shaquilleoatmeal: how sweet

PuppyBot

9:55

i need to make my matcha

cumsock

9:55

we just need one parlay

BulbasaurNoLikeCardio

9:55

I think my biggest stress will be two mortgages until my current place sells.

shaquilleoatmeal

9:56

@BulbasaurNoLikeCardio: yea 2 is no joke, and diapers cost just as much as 1 mortgage lmao

BulbasaurNoLikeCardio

9:57

diapers are nothing... fucking formula cost and you gotta stock pile because the random shortages

BulbasaurNoLikeCardio

9:58

Wife gets out of the army like 2m after law school starts too and she is going to go to school full time so itll be a tight budget all of the first semester

whenpigsfly

9:59

do u guys know if there are any potential consequences of dropping a job after submitting an app? Like would I have to update my resumes that I’m no longer there

PuppyBot

9:59

do you have a baby registry?

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