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Simple English definitions for legal terms

preexisting condition

Read a random definition: doctrine of vested rights

A quick definition of preexisting condition:

A preexisting condition is a health problem that someone had before they got insurance. If someone has a preexisting condition, their insurance might not cover treatment for that condition. It's like if you had a broken toy before you got a warranty, the warranty might not cover fixing the broken toy.

A more thorough explanation:

A preexisting condition is a physical or mental health condition that existed before the effective date of a medical insurance policy. If symptoms of the condition were present during the period before the policy was effective, coverage for later treatment for such a condition is usually excluded. For example, if someone has a history of heart disease and then buys a health insurance policy, any future treatment related to their heart disease may not be covered. Another example is if someone has a chronic illness like diabetes before buying a health insurance policy, any treatment related to their diabetes may not be covered. These examples illustrate how a preexisting condition can affect coverage under a medical insurance policy. Insurance companies may exclude coverage for preexisting conditions to avoid paying for treatment that was already needed before the policy was in effect. A preexisting condition is an important concept in the world of medical insurance. It is important for individuals to understand whether their medical conditions are considered preexisting before purchasing a policy. This can help them make informed decisions about their coverage and avoid unexpected medical bills.

preemption right | preexisting duty

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2016 pushed the conservative party into populism irreversibly
Dkk
19:43
Maybe, but if this is populism, then every election is populist.
19:43
@Dkk: yeah register 1 website and every swinging tom dick and harry calls/emails/texts to 'help with seo'. like bruh, if YOU found it, what i am doing is working
Dkk
19:43
Indeed!
19:48
wasp, i think people are hopeful for a gov who at least attempts to care about the common man
MIAMI A
[] AromaticTroubledDormouse
20:55
How does one know if they are UR1 or UR2?
[] AromaticTroubledDormouse
20:56
CONGRATS MACAQUE!
TY
got a random stanford email and almost had a heart attack
ALSO CONGRATS!
Congrats1!
21:15
Miami A, yall I'm so excited I could cry.
21:15
Feel like I can finally stop holding my breath!! Whew!!!
[] baddestbunny
22:16
every time I get accosted by a strange man who follows me around because my male coworkers were too busy talking to walk me back to my car I get closer to saying we need to bring back traditional gender roles
Dkk
22:32
Nice! @Macaque
Dkk
22:32
@Aromatic, Have to guess.
Dkk
22:33
That sucks @Bunny do you have to go to the hospital?
[] baddestbunny
22:40
I said accosted not assaulted
23:35
guys. my notre dame address just went long is this good or bad
1a2b3c4d26z
23:37
Oooooo me too
23:37
omg is this good or bad
Dkk
23:47
Idk if gender roles are gunna fix that then.
23:49
it looks like most people who applied in october last cycle didn't get a decision until january... does it even mean anything that our addresses went long??
hows ED 2 compared to ED 1?
Dkk
0:10
No idea
windyMagician
0:34
reporting live to say my ndls address also went long
does it mean anything ^
Dkk
2:21
NDLS and Fordham took a very long time last year. It's good info for people to know.
[] baddestbunny
4:29
let’s get after it boys and girls
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