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Simple English definitions for legal terms

reasonable-expectation doctrine

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A quick definition of reasonable-expectation doctrine:

The reasonable-expectation doctrine is a rule in insurance that helps resolve any confusion or uncertainty in an insurance policy in favor of the insured's reasonable expectations. This means that if there is any ambiguity in the policy, it will be interpreted in a way that is most beneficial to the person who has taken out the insurance. Essentially, this doctrine ensures that insurance companies cannot take advantage of their customers by using confusing language or hidden clauses in their policies.

A more thorough explanation:

The reasonable-expectation doctrine is a rule in insurance that favors the insured's reasonable expectations when resolving an ambiguity in an insurance policy.

For example, if an insurance policy has an ambiguous clause that could be interpreted in different ways, the reasonable-expectation doctrine would interpret the clause in a way that aligns with what the insured would reasonably expect from the policy.

Another example could be if an insured purchases a policy that they believe covers a certain type of damage, but the policy language is unclear. The reasonable-expectation doctrine would interpret the policy in a way that provides coverage for the damage the insured reasonably expected to be covered.

The reasonable-expectation doctrine is important because it protects the insured from unfair interpretations of insurance policies and ensures that they receive the coverage they paid for.

reasonable excuse | reasonable force

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shaquilleoatmeal
12:02
rice cakes + protein pb - chefs kiss. But yall need real food don't forget
shaquilleoatmeal
12:04
boutta eat 5-6 plates at Thanksgiving, bringing tupperware too lmao
my mom is coming up to ithaca to bring me thanksgiving food :)
my dad was going to come too but he got called into emergency meetings
babycat
12:04
I used to really like those built puffed bars (sounds like a vape lol) but their protein source is collagen and supposedly collagen doesn’t contribute to muscle building the way other forms of protein do
shaquilleoatmeal
12:04
a real mom, better give her lots of love
JumpySubsequentDolphin
12:05
@babycat: I don’t even know if your body can absorb collagen
shaquilleoatmeal
12:05
im such a mommas boy, proud of it too lmao but i think the girls i date hate it because my mom expects so much from then lmao
shaquilleoatmeal
12:05
them*
JumpySubsequentDolphin
12:06
like it gets broken down into little amino acids but the jury’s still out on whether that actually contributes to increased collagen levels. some people say it stimulates the production of collagen but i dont think theres any conclusive evidence that it does that
shaquilleoatmeal
12:07
that collagen shit is probably all marketing just to target gym girls
babycat
12:09
I mean they say the bar has like 17g of protein and it’s pretty low cal and tastes good but I just don’t think you can call it a protein bar if the source is collagen
JumpySubsequentDolphin
12:10
makes me so mad when I see collagen in skincare
shaq heck yeah family is the most important :) and yes collagen is worthless your body breaks it down into amino acids and it has zero unique value, plus collagen doesn't have all the essential aminos so it's worse than whey
12:17
anyone here drink egg whites straight from the carton? I tried eating like ten whole raw eggs and it was a struggle. This looks manageable imo: https://www.youtube.com/shorts/f5xPX3a6zTA?feature=share
shaquilleoatmeal
12:18
what do yall usually have at Thanksgiving? Im sure we all got the classics but wonder if you guys got anything unique
JumpySubsequentDolphin
12:19
my mom usually makes lamb for people who don’t like turkey
shaquilleoatmeal
12:21
im grabbing both lol id be greedy, lamb is so good
12:25
ditto, lamb is underrated. cranberry fluff for me not sure if unique or nah
babycat
12:26
૮ ˶ᵔ ᵕ ᵔ˶ ა how my cat thinks he looks sitting on my porch with a half eaten rat in his mouth
shaquilleoatmeal
12:30
your cat heard the protein convo and wanted to chime in
shaquilleoatmeal
12:31
never had cran fluff, someone in boston might kick you out if that was brought lmao cranberry is sacred here
12:34
the NE does produce a lot. how do u prepare them?
JumpySubsequentDolphin
12:35
@llama: I’ve never heard of this before
babycat
12:40
sometimes I google myself to make sure my digital footprint is still looking good
babycat
12:41
this one sorority girl with my name who loves smoking weed is kinda screwing things up for me
shaquilleoatmeal
12:41
@llama: buy the cranberries and boil them, freshest way to have them. Some lazy ahh people buy the can even on tgiving smh
shaquilleoatmeal
12:41
@babycat: let me google you, i'll tell you if anything crazy comes up ;)
babycat
12:41
nuh uh i’m a good girl
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