22:25
then someone was like "what does jm stand for" and i was like .. well
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Simple English definitions for legal terms
CCCS
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A quick definition of CCCS:
CCCS stands for Consumer Credit Counseling Service. It is a group of organizations that help people with their money problems. They teach people about money, help them make a budget, and make a plan to pay off their debts. CCCS is a non-profit organization, which means they don't make money for themselves. They are part of a bigger group called the National Foundation for Credit Counseling (NFCC). The NFCC started in 1951 to help people learn about credit and money. CCCS offices are all over the country, and they work together to help people with their money problems.
A more thorough explanation:
CCCS
CCCS stands for Consumer Credit Counseling Service. It is a non-profit organization that helps people with financial problems. They provide financial education, help with budgeting, and offer debt management plans. The National Foundation for Credit Counseling (NFCC) is the parent organization that was founded in 1951 to promote credit awareness and financial literacy. CCCS offices are independently operated, but they are all part of the NFCC.
Example 1: John has a lot of credit card debt and is struggling to make his payments. He goes to a CCCS office for help. They work with him to create a budget and a debt management plan. They also provide him with financial education to help him avoid getting into debt in the future.
Example 2: Sarah wants to buy a house, but she doesn't know much about credit scores or how to save for a down payment. She goes to a CCCS office for help. They provide her with financial education and help her create a budget to save for a down payment.
These examples illustrate how CCCS helps people with financial problems by providing education, budgeting assistance, and debt management plans. They work with individuals to create personalized plans that fit their specific needs and goals.