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Simple English definitions for legal terms

classified risk

Read a random definition: UCMJ

A quick definition of classified risk:

Classified risk refers to the possibility of harm or loss that is categorized based on specific factors such as a person's health or other perils. It is a type of risk that is considered by insurance companies when determining coverage and premiums. For example, someone with a history of health issues may be classified as a higher risk for health insurance. Insurance companies may also consider non-insurable risks, which are risks that are too uncertain to be covered by insurance.

A more thorough explanation:

Definition: Classified risk refers to the risk associated with a policyholder's substandard health or other peril in life and health insurance policies.

Examples:

  • A person who has a pre-existing medical condition, such as diabetes or heart disease, is considered a classified risk for health insurance.
  • Someone who works in a hazardous occupation, such as a firefighter or construction worker, may be classified as a risk for life insurance.

These examples illustrate how a policyholder's health or occupation can increase the likelihood of a claim being made on an insurance policy, which in turn increases the risk for the insurer.

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im distracting myself by schizo-scrolling r/lawschoolamissions and every conceivable data point on this godforsaken website
it is not working
Haaa I naturally want to do that too. I’m trying to stop. They need a surgeon general’s warning on this site for perspective law students
i spend more time on here then anything else trying to rationalize that the waves from last year will match waves for this year (they won't) and that the stats of people with the same stats are indicative of my own (they aren't)
There aren't many people in my stat range so I pretty much know every result in my range after being on here for a few years
9:28
congrats on the 172 bruce
go dawgs fr
9:29
roll tide
do we foresee a fordham election day wave today (i'm delusional)
WorthlessAttractiveZombie
9:31
I think so, Jack
9:31
some people hate him. some people love him, but he a real one: https://youtu.be/w5oEqiVQcF4?t=173
9:32
[kevin oleary]
worthless i trust you implicitly you know what it will happen now.
worthless i trust you implicitly you know what it will happen now.
worthless i trust you implicitly you know what it will happen now.
worthless i trust you implicitly you know what it will happen now.
worthless i trust you implicitly you know what it will happen now.
WorthlessAttractiveZombie
9:34
I mean if Fordham doesn't release today I will purposefully get on a train, go to new york, and then take the stinkiest shit inside the admission office's toilet (potentially clogging it and forcing them to get a plumber)
IS IT ONLY ON MY END WHY DID THAT SEND TEN MILLION TIMES
HELLO
WorthlessAttractiveZombie
9:35
it sent a million times lol
WHAT HAPPENED
yeah i thought you were tweaking for a second
i'm so sorry everyone what the actual fuck this website hates me
WorthlessAttractiveZombie
9:35
Jack's just tweaking on LSD no biggie
to be fair this accurately represents my mental state
election day psychosis coming in hot (fordham)
usc pls pull through .....
i literally just need one A so i can relax before my ED decision
WorthlessAttractiveZombie
9:38
oh that's right USC might release
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