A more thorough explanation:

A comaker, also known as a cosigner, is a person who signs a loan agreement alongside the primary borrower. The comaker is responsible for paying back the loan if the primary borrower is unable to do so.

For example, if a person wants to take out a loan but has poor credit, they may need a comaker to sign the loan agreement with them. The comaker agrees to pay back the loan if the primary borrower cannot.

Another example is a parent cosigning a student loan for their child. The parent becomes a comaker and is responsible for paying back the loan if the child is unable to do so.

Comakers are often used to help people with poor credit or no credit history obtain loans. However, it is important to remember that being a comaker comes with a significant financial responsibility and should not be taken lightly.