Legal Definitions - consumer transaction

A consumer transaction is an agreement or exchange where an individual purchases goods or services primarily for their own personal use, or for the use of their family or household, rather than for business, commercial, or resale purposes.

Here are some examples to illustrate this concept:

• Example 1: When an individual buys a new smartphone from an electronics retailer for their daily communication and entertainment needs.

  Explanation: This is a consumer transaction because the smartphone is acquired by a person primarily for their personal use, not for operating a business or for reselling to others.

• Example 2: A couple hires a cleaning service to regularly maintain their home.

  Explanation: This constitutes a consumer transaction because the cleaning service is being purchased for the upkeep and benefit of their household, serving a household purpose rather than a commercial one.

• Example 3: A parent enrolls their child in a summer camp program focused on arts and crafts.

  Explanation: This is a consumer transaction because the service (the summer camp program) is acquired by an individual (the parent) for the benefit and enrichment of a family member (the child), fulfilling a family purpose.