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Simple English definitions for legal terms

contra proferentem

Read a random definition: All Writs Act

A quick definition of contra proferentem:

Contra proferentem is a rule that says if a contract has a confusing term, it should be understood in a way that is not good for the person who wrote the contract. This is especially important for contracts where one person has all the power and the other person can't change anything. The rule helps make sure that the person who wrote the contract is responsible for making it clear. This is really important for insurance contracts because they often have words that are not easy to understand. The rule helps make sure that insurance companies have to be clear about what they will and won't cover.

A more thorough explanation:

Contra proferentem is a legal rule that says if there is an unclear term in a contract, it should be interpreted against the person who wrote the contract. This rule is important in contracts of adhesion, which are pre-written contracts that one party must accept without any chance to negotiate.

For example, if a person signs a lease agreement that says they are responsible for "repairs," but the contract does not define what "repairs" means, the rule of contra proferentem would interpret "repairs" against the landlord who wrote the contract. This means that the landlord would be responsible for any ambiguity in the term "repairs."

The rule of contra proferentem is especially important in insurance law, where policies often have generalized terms that may be unclear. For example, if an insurance policy covers "water damage," it may not be clear whether damage caused by a rainstorm-induced mudslide is covered. The rule of contra proferentem encourages insurance providers to create specific lists of events that are excluded from coverage, which makes it easier for policyholders to understand what is covered.

contra | contraband

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MIAMI A
[] AromaticTroubledDormouse
20:55
How does one know if they are UR1 or UR2?
[] AromaticTroubledDormouse
20:56
CONGRATS MACAQUE!
TY
got a random stanford email and almost had a heart attack
ALSO CONGRATS!
Congrats1!
21:15
Miami A, yall I'm so excited I could cry.
21:15
Feel like I can finally stop holding my breath!! Whew!!!
[] baddestbunny
22:16
every time I get accosted by a strange man who follows me around because my male coworkers were too busy talking to walk me back to my car I get closer to saying we need to bring back traditional gender roles
Dkk
22:32
Nice! @Macaque
Dkk
22:32
@Aromatic, Have to guess.
Dkk
22:33
That sucks @Bunny do you have to go to the hospital?
[] baddestbunny
22:40
I said accosted not assaulted
23:35
guys. my notre dame address just went long is this good or bad
1a2b3c4d26z
23:37
Oooooo me too
23:37
omg is this good or bad
Dkk
23:47
Idk if gender roles are gunna fix that then.
23:49
it looks like most people who applied in october last cycle didn't get a decision until january... does it even mean anything that our addresses went long??
hows ED 2 compared to ED 1?
Dkk
0:10
No idea
windyMagician
0:34
reporting live to say my ndls address also went long
does it mean anything ^
Dkk
2:21
NDLS and Fordham took a very long time last year. It's good info for people to know.
[] baddestbunny
4:29
let’s get after it boys and girls
Dkk
5:21
I gtg to bed soon.
Dkk
5:22
Big day today. Gunna be a crazy one. I will sleep through the first half.
good morning lsd it is 5 am EST
also jazzy my ndls address went long ages ago i sadly do not think it means anything
my stanford address also went long LOL i think at most it's an indicator it's under review
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