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Simple English definitions for legal terms

credit-reporting bureau

Read a random definition: Federal Energy Regulatory Commission

A quick definition of credit-reporting bureau:

A credit-reporting bureau is a company that creates reports about people's creditworthiness and personal information. They gather information from various sources, including interviews with neighbors, friends, and coworkers. These reports are used by employers, insurance companies, and landlords to make decisions about prospective employees, applicants, and tenants. Another name for a credit-reporting bureau is an investigating bureau.

A more thorough explanation:

Credit-Reporting Bureau

A credit-reporting bureau is an organization that creates investigative reports about a person's creditworthiness and personal information. These reports are made by gathering information from various sources, including interviews with neighbors, friends, and coworkers. The reports are used mainly by employers, insurance companies, and landlords to evaluate prospective employees, applicants, and tenants.

Example 1: A person applies for a job, and the employer requests a credit report from a credit-reporting bureau. The report includes information about the person's credit history, employment history, and personal information gathered from interviews with their neighbors and coworkers.

Example 2: A person applies for an apartment, and the landlord requests a credit report from a credit-reporting bureau. The report includes information about the person's credit history, rental history, and personal information gathered from interviews with their previous landlords and neighbors.

These examples illustrate how credit-reporting bureaus gather information from various sources to create investigative reports that are used by employers, insurance companies, and landlords to evaluate a person's creditworthiness and personal information.

credit rating | creditrix

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THATS SO FUNNY
i cant i would go crazy
JumpySubsequentDolphin
20:50
i need to know who decided to do that.
JumpySubsequentDolphin
20:50
omg im on a plane weeeee
the devil
youre on a plane??? LSD made the mile high club??
20:50
yo splitterus are you in school already
20:50
it says ur c/o 2027
JumpySubsequentDolphin
20:51
@SplitterusClitterus: HAHAH yes
ur user is hilarioussss and no i just graduated this may and am now applying ---also im out of messages so ill take a lil
20:52
roger dat. see u in heck
im back, r u applying this cycle too
JumpySubsequentDolphin
21:32
this child fell asleep on me
JumpySubsequentDolphin
21:32
im so uncomfortable
just push him off the entire seat
JumpySubsequentDolphin
21:34
LMAOOOO
JumpySubsequentDolphin
21:35
no he’s literally like 8 and he fully just put his head on my bicep and slept
JumpySubsequentDolphin
21:35
he has since moved
22:12
@SplitterusClitterus: me yesterday
gulc baby pls text me back... i miss you ...... :(
22:23
i just went into a discord vc and yelled "YALL I JUST GOT INTO J.M. SCHOOL OF LAW"
22:24
people were getting excited :sob:
22:25
then someone was like "what does jm stand for" and i was like .. well
AHHAHAHAHAHAHHAHAHAHAHAHAH
@JumpySubsequentDolphin: wait this is so cute, also where r u going
JOE MBIDEN
JumpySubsequentDolphin
22:39
@splitty Oregon!
oh yay for what thats so random
JumpySubsequentDolphin
22:45
haha my brother and sister in law live there
so cutie oregon is beatiful
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