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LSDefine

Simple English definitions for legal terms

damn-fool doctrine

Read a random definition: locus contractus

A quick definition of damn-fool doctrine:

The damn-fool doctrine is a principle in insurance that allows an insurer to deny coverage when the insured engages in behavior that is so foolish that the insurer should not be responsible for the resulting loss. This means that if someone does something really stupid and gets hurt, their insurance company might not pay for their medical bills or other damages. However, this principle is not always applied and other factors may influence a court's decision. The term "damnification" refers to something that causes damage, while "damnify" means to cause loss or damage to someone or something.

A more thorough explanation:

Definition: The principle that an insurance company can deny coverage if the insured engages in behavior that is so foolish that the insurer should not be responsible for the resulting loss.

For example, if someone intentionally sets fire to their own property, the insurance company may deny coverage because the insured's actions were so foolish that they should not be responsible for the resulting damage.

This principle is not always a perfect predictor of judicial decisions, but it can be effective in understanding outcomes. If the insured has enough resources to compensate for the damage caused by their foolish actions, the "damn-fool doctrine" may be used to deny coverage.

Damnification: Something that causes damage.

Damnify: To cause loss or damage to; to injure.

damnatus | damnosa aut lucrosa

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medicine is a scam
join the ethically ambiguous legal field instead
Dkk
18:57
I want to meet an attorney that defends clients who run into flat earth problems. I want an attorney that knows and believes in flat earth theory.
19:05
i want a flat earther for president. i want a guy who posts on 4chan for president. i want someone who mogs for president.
Dkk
19:18
Exactly. My version of that awful poem.
Dkk
19:19
I can accept a president with maybe one or two of the poems traits hut good God, all of them??? No ty.
windyMagician
19:20
president who respects sex is crazy
windyMagician
19:20
we had bill clinton already
Dkk
19:21
Bill Clinton, first and last black president
windyMagician
19:23
I want to go running but my leg feels weird
windyMagician
19:23
it doesn't hurt its just tingly
Dkk
19:26
It needs more alcohol. You tingle when your nerves need watering.
19:27
try stretching it maybe to see what's up
windyMagician
19:27
stretches make me think it's just soreness
windyMagician
19:27
I'm sober lol
Dkk
19:38
Anyone else get the google notification that your LSD password has been compromised lol. LSD got hacked.
20:48
what.jpg @Dkk
CynicalOops
21:03
You think you just fell out of a coconut tree?
jackfrost11770
21:10
nope dk
CynicalOops
22:37
Calvinamala Harris
jackfrost11770
23:16
should i start using letterboxed again
Dkk
23:25
@jackfrost11770: if you want but like it aint for me
dk do u ever eat at bk
Dkk
23:48
@chickenburgahfart: I would do that in the Army if really desperate for food or if I had to work through lunch. One of the few fast food places I go to.
bk so slept on
Dkk
0:23
I will take In N Out everyday over it when I can though.
texaslawhopefully
1:22
In N Out is not only the best fast food place, but the prices too are fantastic
Dkk
1:27
Indeed, indeed.
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