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Simple English definitions for legal terms

damn-fool doctrine

Read a random definition: monetary bequest

A quick definition of damn-fool doctrine:

The damn-fool doctrine is a principle in insurance that allows an insurer to deny coverage when the insured engages in behavior that is so foolish that the insurer should not be responsible for the resulting loss. This means that if someone does something really stupid and gets hurt, their insurance company might not pay for their medical bills or other damages. However, this principle is not always applied and other factors may influence a court's decision. The term "damnification" refers to something that causes damage, while "damnify" means to cause loss or damage to someone or something.

A more thorough explanation:

Definition: The principle that an insurance company can deny coverage if the insured engages in behavior that is so foolish that the insurer should not be responsible for the resulting loss.

For example, if someone intentionally sets fire to their own property, the insurance company may deny coverage because the insured's actions were so foolish that they should not be responsible for the resulting damage.

This principle is not always a perfect predictor of judicial decisions, but it can be effective in understanding outcomes. If the insured has enough resources to compensate for the damage caused by their foolish actions, the "damn-fool doctrine" may be used to deny coverage.

Damnification: Something that causes damage.

Damnify: To cause loss or damage to; to injure.

damnatus | damnosa aut lucrosa

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MIAMI A
[] AromaticTroubledDormouse
20:55
How does one know if they are UR1 or UR2?
[] AromaticTroubledDormouse
20:56
CONGRATS MACAQUE!
TY
got a random stanford email and almost had a heart attack
ALSO CONGRATS!
Congrats1!
21:15
Miami A, yall I'm so excited I could cry.
21:15
Feel like I can finally stop holding my breath!! Whew!!!
[] baddestbunny
22:16
every time I get accosted by a strange man who follows me around because my male coworkers were too busy talking to walk me back to my car I get closer to saying we need to bring back traditional gender roles
Dkk
22:32
Nice! @Macaque
Dkk
22:32
@Aromatic, Have to guess.
Dkk
22:33
That sucks @Bunny do you have to go to the hospital?
[] baddestbunny
22:40
I said accosted not assaulted
23:35
guys. my notre dame address just went long is this good or bad
1a2b3c4d26z
23:37
Oooooo me too
23:37
omg is this good or bad
Dkk
23:47
Idk if gender roles are gunna fix that then.
23:49
it looks like most people who applied in october last cycle didn't get a decision until january... does it even mean anything that our addresses went long??
hows ED 2 compared to ED 1?
Dkk
0:10
No idea
windyMagician
0:34
reporting live to say my ndls address also went long
does it mean anything ^
Dkk
2:21
NDLS and Fordham took a very long time last year. It's good info for people to know.
[] baddestbunny
4:29
let’s get after it boys and girls
Dkk
5:21
I gtg to bed soon.
Dkk
5:22
Big day today. Gunna be a crazy one. I will sleep through the first half.
good morning lsd it is 5 am EST
also jazzy my ndls address went long ages ago i sadly do not think it means anything
my stanford address also went long LOL i think at most it's an indicator it's under review
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