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Simple English definitions for legal terms

direct-action statute

Read a random definition: cross-licensing

A quick definition of direct-action statute:

A direct-action statute is a law that allows someone who has been hurt to sue an insurance company directly instead of suing the person who caused the harm. This is helpful when the person who caused the harm cannot be found or served with legal papers. Some states have direct-action statutes, including Alabama, Arkansas, Louisiana, Minnesota, New York, Pennsylvania, and Wisconsin.

A more thorough explanation:

A direct-action statute is a law that allows an injured party to sue an insurance company directly instead of suing the person who caused the injury. This means that the injured party can skip suing the person who caused the harm and go straight to the insurance company.

For example, in Rhode Island, if someone is injured and cannot serve the person who caused the injury with legal papers, they can still sue the insurance company directly under the state's direct-action statute. Other states that have direct-action statutes include Alabama, Arkansas, Louisiana, Minnesota, New York, Pennsylvania, and Wisconsin.

These laws are meant to make it easier for injured parties to get compensation for their injuries. Instead of having to go through a long legal process to sue the person who caused the harm, they can go straight to the insurance company and get the money they need to pay for medical bills and other expenses.

direct action | direct adoption

General

General chat about the legal profession.

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jackfrost11770

20:59

ALSO CONGRATS!

texaslawhopefully

21:03

Congrats1!

Ratratta

21:15

Miami A, yall I'm so excited I could cry.

Ratratta

21:15

Feel like I can finally stop holding my breath!! Whew!!!

[] baddestbunny

22:16

every time I get accosted by a strange man who follows me around because my male coworkers were too busy talking to walk me back to my car I get closer to saying we need to bring back traditional gender roles

Dkk

22:32

Nice! @Macaque

Dkk

22:32

@Aromatic, Have to guess.

Dkk

22:33

That sucks @Bunny do you have to go to the hospital?

[] baddestbunny

22:40

I said accosted not assaulted

JazzyGazelle

23:35

guys. my notre dame address just went long is this good or bad

1a2b3c4d26z

23:37

Oooooo me too

JazzyGazelle

23:37

omg is this good or bad

Dkk

23:47

Idk if gender roles are gunna fix that then.

JazzyGazelle

23:49

it looks like most people who applied in october last cycle didn't get a decision until january... does it even mean anything that our addresses went long??

180SupremeWarrior

23:53

hows ED 2 compared to ED 1?

Dkk

0:10

No idea

windyMagician

0:34

reporting live to say my ndls address also went long

JazzyGazelle

0:59

does it mean anything ^

Dkk

2:21

NDLS and Fordham took a very long time last year. It's good info for people to know.

[] baddestbunny

4:29

let’s get after it boys and girls

Dkk

5:21

I gtg to bed soon.

Dkk

5:22

Big day today. Gunna be a crazy one. I will sleep through the first half.

jackfrost11770

5:37

good morning lsd it is 5 am EST

jackfrost11770

5:37

also jazzy my ndls address went long ages ago i sadly do not think it means anything

jackfrost11770

5:38

my stanford address also went long LOL i think at most it's an indicator it's under review

WorthlessAttractiveZombie

7:44

My berkeley paragraph finally disappeared. I definitely think it is just an indicator that they are actively reviewing files, and does not mean anything about A, WL, or Rs

WorthlessAttractiveZombie

7:46

Also has anyone's date disappeared for W&L? Mine did last night

Manysko

7:55

@WorthlessAttractiveZombie: mine did yesterday morning

Manysko

7:56

Oops sorry I meant Vilanova. Mine disappeared last week

soapy

8:48

UMN under review! As predicted, decisions are gonna come out early December

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