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Simple English definitions for legal terms

discharge hearing

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A quick definition of discharge hearing:

A discharge hearing is a court hearing in a bankruptcy case where the court tells the person who owes money (the debtor) whether they have been granted a discharge (freed from their debts) or not. If the debtor and a creditor want to keep a debt that can be discharged, they can present a reaffirmation of the debt for the court's approval at the reaffirmation hearing, which is usually held at the same time as the discharge hearing.

A more thorough explanation:

A discharge hearing is a legal proceeding in bankruptcy where the court informs the debtor whether they have been granted a discharge or not. If the debtor is granted a discharge, they are released from their debts and are no longer legally obligated to pay them. However, if the discharge is not granted, the court will provide reasons why.

John filed for bankruptcy and attended a discharge hearing. The court granted him a discharge, which meant he was no longer responsible for paying his debts. He could start fresh and rebuild his financial life.

A reaffirmation hearing is a legal proceeding in bankruptcy where the debtor and a creditor present a reaffirmation of a dischargeable debt for the court's approval. This means that the debtor agrees to continue paying the debt even though they could have it discharged in bankruptcy. The court must approve the reaffirmation to ensure that the debtor can afford to make the payments.

Sarah filed for bankruptcy and attended a reaffirmation hearing with her car lender. She wanted to keep her car and agreed to continue making payments on the loan. The court approved the reaffirmation, and Sarah was able to keep her car as long as she continued to make payments.

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General

General chat about the legal profession.
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medicine is a scam
join the ethically ambiguous legal field instead
Dkk
18:57
I want to meet an attorney that defends clients who run into flat earth problems. I want an attorney that knows and believes in flat earth theory.
19:05
i want a flat earther for president. i want a guy who posts on 4chan for president. i want someone who mogs for president.
Dkk
19:18
Exactly. My version of that awful poem.
Dkk
19:19
I can accept a president with maybe one or two of the poems traits hut good God, all of them??? No ty.
windyMagician
19:20
president who respects sex is crazy
windyMagician
19:20
we had bill clinton already
Dkk
19:21
Bill Clinton, first and last black president
windyMagician
19:23
I want to go running but my leg feels weird
windyMagician
19:23
it doesn't hurt its just tingly
Dkk
19:26
It needs more alcohol. You tingle when your nerves need watering.
19:27
try stretching it maybe to see what's up
windyMagician
19:27
stretches make me think it's just soreness
windyMagician
19:27
I'm sober lol
Dkk
19:38
Anyone else get the google notification that your LSD password has been compromised lol. LSD got hacked.
20:48
what.jpg @Dkk
CynicalOops
21:03
You think you just fell out of a coconut tree?
jackfrost11770
21:10
nope dk
CynicalOops
22:37
Calvinamala Harris
jackfrost11770
23:16
should i start using letterboxed again
Dkk
23:25
@jackfrost11770: if you want but like it aint for me
dk do u ever eat at bk
Dkk
23:48
@chickenburgahfart: I would do that in the Army if really desperate for food or if I had to work through lunch. One of the few fast food places I go to.
bk so slept on
Dkk
0:23
I will take In N Out everyday over it when I can though.
texaslawhopefully
1:22
In N Out is not only the best fast food place, but the prices too are fantastic
Dkk
1:27
Indeed, indeed.
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