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Simple English definitions for legal terms

reaffirmation hearing

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A quick definition of reaffirmation hearing:

Reaffirmation hearing: A meeting where someone who owes money and a creditor come together to ask the court to approve a plan to pay back the debt. This usually happens at the same time as a discharge hearing, where the court decides if the person can be released from their debts.

A more thorough explanation:

A reaffirmation hearing is a legal proceeding that takes place during bankruptcy. It involves the debtor and a creditor presenting a reaffirmation of a debt that can be discharged. The court must approve the reaffirmation before it can be considered valid.

John filed for bankruptcy and owed $10,000 to his credit card company. He wants to keep his credit card and continue making payments. John and the credit card company attend a reaffirmation hearing to present their agreement to the court. If the court approves the reaffirmation, John can keep his credit card and continue making payments.

A discharge hearing is a legal proceeding that takes place during bankruptcy. It involves the court informing the debtor whether a discharge has been granted or not. If a discharge is granted, the debtor is no longer responsible for paying certain debts.

Sarah filed for bankruptcy and attended a discharge hearing. The court granted a discharge for all of her credit card debt, but not for her student loans. Sarah is no longer responsible for paying her credit card debt, but she still has to pay her student loans.

readjustment | real

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General chat about the legal profession.
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to be fair this accurately represents my mental state
election day psychosis coming in hot (fordham)
usc pls pull through .....
i literally just need one A so i can relax before my ED decision
WorthlessAttractiveZombie
9:38
oh that's right USC might release
soapy
9:43
USC still has not looked at my app
WorthlessAttractiveZombie
9:43
when did you submit soapy?
soapy
9:44
10/16
WorthlessAttractiveZombie
9:44
to be fair it took them almost 2 months for me to go under review
soapy
9:44
Feelin a bit stressed, as I've got no date change for Michigan either despite applying 10/7
WorthlessAttractiveZombie
9:45
I have not had a date change either for Mich but I've seen people get in without one so who knows
I applied 9/25 to like 6 schools and some (Houston) have no date change yet so dw
soapy
9:46
But do people get in without addresses going long?
WorthlessAttractiveZombie
9:46
it's tough to tell because a lot of people type out their addresses long to begin with
soapy
9:46
Ah. I didn't. Looking back, my Mich supplement kind of sucks, so there's that
Mich overrated (Dean Z please let me in even tho i didnt apply and I am below both 25ths)
ClassyPleasantHeron
10:01
The "date changes" at Michigan really don't mean anything. We had to do them in undergrad admissions whenever a Georgia applicant picked the country instead of the state, because we'd have to remove the TOEFL requirement and reassign the application from the international application readers.
soapy
10:06
Classy, does that mean they may look at your application, and that look doesn't necessarily trigger any date change?
1a2b3c4d26z
10:06
Man
1a2b3c4d26z
10:07
Walkin to the bus
1a2b3c4d26z
10:07
What a good day to get into law school
ClassyPleasantHeron
10:11
@soapy: I don't know for sure about the law school. For undergrad, once the application is complete, it's assigned to a reader the following Monday. If we had to make any changes, it's because a reader saw something that needed to be changed and the application needed to be re-read after that change.
soapy
10:12
Ahh, got it. Thank you for the insight!
ClassyPleasantHeron
10:14
You're welcome. FWIW, I have no idea what's up with the address changes. We didn't have to do any of that, except for the Georgia state vs country kinds of things.
soapy
10:15
I've heard it theorized that some schools will change the address from "St." --> "Street" as they prepare to send out admissions packets. That's the rumor, anyways.
i think it just indicates a change in status like under review or stages of review
my stanford address went long as soon as it was marked complete lmao
soapy
10:25
I saw some Reddit adcom say that they can see any time we refresh the status checker; I wonder if it's a red flag if an applicant's checked it like 50 times in a day?
soapy
10:25
Also, can we send another LoR to a school that we've already applied to?
soapy
10:26
Or another essay?
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