A more thorough explanation:

Title I:

• Financial Institution: A company that provides financial services, such as banks, credit unions, and investment firms.
• Nonbank Financial Company: A company that provides financial services but is not a bank or credit union.
• Bank Holding Company: A company that owns one or more banks.

Title II:

• Financial Institution: Same as in Title I.
• Bridge Financial Organization: A temporary company created to take over the assets of a failing financial institution.
• Broker: A person or company that buys and sells securities on behalf of others.
• Dealer: A person or company that buys and sells securities for their own account.

Title III:

• Savings Association: A type of bank that specializes in accepting deposits and making loans for home mortgages.
• Non-interest Bearing Transaction Account: A type of bank account that does not earn interest but is used for transactions, such as paying bills and making purchases.

Title IV:

• Investment Adviser: A person or company that provides advice on investing in securities.
• Accredited Investor: A person or company that meets certain financial criteria and is allowed to invest in certain securities that are not available to the general public.
• Investment Company: A company that pools money from investors and invests it in securities.
• Venture Capital Fund: A type of investment company that invests in start-up companies.
• Intrastate Adviser: An investment adviser that only provides advice to clients within the same state where the adviser is located.

Title V:

• Non-admitted Insurance: Insurance that is not regulated by the state where the policyholder is located.
• Nonbank Financial Company: Same as in Title I.
• Premium Tax: A tax on insurance premiums paid by policyholders.
• Reinsurance: Insurance that one insurance company buys from another insurance company to protect itself against large losses.
• State of Domicile: The state where an insurance company is incorporated.
• Surplus Lines Broker: A broker that specializes in placing insurance coverage with non-admitted insurers.

Title VI:

• Bank Holding Company: Same as in Title I.
• Savings and Loan Holding Company: A company that owns one or more savings and loan associations.
• Proprietary Trading: Trading in securities or other financial instruments for a company's own account.
• Depository Institution: A company that accepts deposits from customers, such as banks and credit unions.
• Financial Holding Company: A company that owns one or more banks or other financial institutions and engages in a wide range of financial activities.
• Derivative Transaction: A financial contract whose value is based on the value of an underlying asset, such as a stock or commodity.
• Repurchase Agreement/Reverse Repurchase Agreement: A transaction in which one party sells securities to another party and agrees to buy them back at a later date.
• Banking Entity: A company that engages in banking activities, such as accepting deposits and making loans.

Title VII:

• Eligible Contract Participant: A person or company that meets certain financial criteria and is allowed to trade in certain types of derivatives.
• Foreign Exchange Swap: A derivative contract in which two parties agree to exchange one currency for another at a future date.
• Major Swap Participant: A person or company that engages in a large volume of swap transactions or has a large exposure to swap transactions.
• Swap: A derivative contract in which two parties agree to exchange cash flows based on the value of an underlying asset.
• Security-Based Swap: A type of swap whose value is based on the value of a security, such as a stock or bond.
• Swap Dealer: A person or company that engages in a business of buying and selling swaps for their own account or on behalf of others.
• Security-Based Swap Dealer: A person or company that engages in a business of buying and selling security-based swaps for their own account or on behalf of others.
• Major Security-Based Swap Participant: A person or company that has a large exposure to security-based swaps or engages in a large volume of security-based swap transactions.
• Security-Based Swap Agreement: A contract that sets out the terms of a security-based swap transaction.
• Designated Contract Market: A trading platform that is designated by the Commodity Futures Trading Commission to trade certain types of derivatives.
• Swap Data Repository: A company that collects and maintains data on swap transactions.
• Security-Based Swap Data Repository: A company that collects and maintains data on security-based swap transactions.

Title VIII:

• Financial Market Utility: A company that provides services to financial markets, such as clearing and settlement of securities transactions.
• Security-Based Swap: Same as in Title VII.
• Financial Institution: Same as in Title I.

Title IX:

• Federal banking agency: An agency that regulates banks and other financial institutions, such as the Federal Reserve and the Office of the Comptroller of the Currency.
• Originator: A person or company that creates a mortgage loan.
• Qualified Residential Mortgage: A type of mortgage loan that meets certain criteria and is exempt from certain regulations.
• Securitizer: A person or company that packages mortgage loans into securities and sells them to investors.

Title X:

• Covered Persons/Non-depository Covered Persons: Waiting to be defined under 12 U.S.C. § 5514(a)(2).
• Visitorial Authority/Powers: The authority of a government agency to inspect and examine the books and records of a company to ensure compliance with laws and regulations.
• Federal Consumer Financial Laws: Laws that regulate consumer financial products and services, such as mortgages, credit cards, and payday loans.

Title XI:

• Credit facility: A loan or other type of credit that is extended to a company or individual.
• Financial Institution: Same as in Title I.
• Insured Depository Institution: A bank or credit union that is insured by the Federal Deposit Insurance Corporation or the National Credit Union Administration.
• Insured Depository Institution Holding Company: A company that owns one or more insured depository institutions.

Title XIV:

• Mortgage Originator: Same as in Title IX.
• Prime Offer Rate: The interest rate that banks charge their most creditworthy customers for loans.

Title XVI:

• Swap: Same as in Title VII.
• Interest Rate Swap: A type of swap in which two parties agree to exchange cash flows based on different interest rates.
• Credit Default Swap: A type of swap in which one party agrees to pay the