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Simple English definitions for legal terms

eight-corners rule

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A quick definition of eight-corners rule:

Eight-Corners Rule: This is a rule that says an insurance company must defend and protect their customer if they are sued for something covered by their insurance policy. The insurance company must look at the language in the policy and the language in the lawsuit to decide if they have to defend their customer. They cannot consider any other information outside of these "eight corners" (four corners of the policy and four corners of the lawsuit).

A more thorough explanation:

The eight-corners rule is a principle in insurance that states that a liability insurer has a duty to defend its insured. This means that the insurer must provide legal representation and pay for legal fees if the insured is sued for damages that are covered by the insurance policy.

The name "eight-corners" refers to the fact that the insurer's duty to defend is determined by examining the four corners of the insurance policy and the four corners of the complaint or lawsuit filed against the insured. The goal is to determine whether the allegations in the complaint fall within the scope of coverage provided by the policy.

For example, if a person is sued for causing a car accident and their insurance policy covers liability for car accidents, the insurer has a duty to defend the insured in court. However, if the policy only covers liability for property damage and the lawsuit is for personal injury, the insurer may not have a duty to defend.

The eight-corners rule is important because it helps ensure that insurers fulfill their obligations to their policyholders. By examining the policy and the complaint, the insurer can determine whether the claim is covered and provide legal representation if necessary.

ei abest | Eighteenth Amendment

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Just got my Michigan rejection
BookwormBroker
16:10
same
RoaldDahl
16:10
@HopefullyInLawSchool: what if i already got rejected. does it mean anything
HopefullyInLawSchool
16:12
@RoaldDahl: Likely not however it could mean nothing
RoaldDahl
16:15
So if it means nothing does that mean something?
HopefullyInLawSchool
16:17
Possibly
RoaldDahl
16:26
Cool
RoaldDahl
16:26
thank you!!!! i hope it means something
pinkandblue
16:31
fart
IrishDinosaur
16:36
Mich R gang lesgooo
Did anyone else get that random get to know nova email?
HopefullyInLawSchool
17:21
Ya it was sent to all YM applicants
starfishies
17:37
Anyone get the NDLS email inviting you to apply for something even though they haven’t made a decision on your app yet
17:38
Better yet I got the email and I was rejected last month
starfishies
17:38
Wtf
starfishies
17:39
and the deadline is in like a week what is this
any cardozo movement?
BatmanBeyond
18:01
Sent a LOCI via portal, but I'm wondering if email would have gotten me a swifter response
BatmanBeyond
18:02
This whole hold/wait-list/reserve system is a headache
loci already?
BatmanBeyond
18:09
If the odds are like 1-2% I don't think it matters much by the numbers
12:11
I got the same NDLS email
OrangeThing
12:18
I think the user profiles are broken
19:29
Any word out of Notre Dame?
19:29
Only the invitation to apply for LSE
19:29
Anyone received a decision from NDLS?
19:50
when did u guys apply that just heard from umich? they havent even glanced at my app yet
0:30
how am i supposed to spy on people when profile links are broken?
Right. Broken links smh
I've been UR since first/second week of Jan, no updates otherwise, is that a bad sign? At or above median LSAT and above 75th gpa.
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