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Simple English definitions for legal terms

employee-liability exclusion

Read a random definition: domboc

A quick definition of employee-liability exclusion:

An employee-liability exclusion is a rule in some insurance policies that says the insurance company won't pay for any injuries that happen to an employee while they are working for their employer. This is because the injuries are usually covered by workers' compensation laws. It's like saying the insurance won't cover something that is already taken care of by another law.

A more thorough explanation:

The employee-liability exclusion is a provision in some commercial general liability insurance policies that excludes coverage for injury to an employee (or a member of the employee's family) that occurs during the course of employment with the insured. This exclusion is generally intended to exclude from coverage all injuries covered by the workers'-compensation laws.

For example, if an employee is injured while performing their job duties, they would not be able to file a claim against the employer's liability insurance policy because the injury would be covered by workers' compensation insurance instead.

Another example would be if an employee's family member is injured while visiting the workplace, they would not be able to file a claim against the employer's liability insurance policy because the injury would be considered an employee liability and excluded from coverage.

The purpose of this exclusion is to prevent double coverage for employee injuries and to ensure that workers' compensation insurance is the primary coverage for such injuries.

employee givebacks | employee pro hac vice

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medicine is a scam
join the ethically ambiguous legal field instead
Dkk
18:57
I want to meet an attorney that defends clients who run into flat earth problems. I want an attorney that knows and believes in flat earth theory.
19:05
i want a flat earther for president. i want a guy who posts on 4chan for president. i want someone who mogs for president.
Dkk
19:18
Exactly. My version of that awful poem.
Dkk
19:19
I can accept a president with maybe one or two of the poems traits hut good God, all of them??? No ty.
windyMagician
19:20
president who respects sex is crazy
windyMagician
19:20
we had bill clinton already
Dkk
19:21
Bill Clinton, first and last black president
windyMagician
19:23
I want to go running but my leg feels weird
windyMagician
19:23
it doesn't hurt its just tingly
Dkk
19:26
It needs more alcohol. You tingle when your nerves need watering.
19:27
try stretching it maybe to see what's up
windyMagician
19:27
stretches make me think it's just soreness
windyMagician
19:27
I'm sober lol
Dkk
19:38
Anyone else get the google notification that your LSD password has been compromised lol. LSD got hacked.
20:48
what.jpg @Dkk
CynicalOops
21:03
You think you just fell out of a coconut tree?
jackfrost11770
21:10
nope dk
CynicalOops
22:37
Calvinamala Harris
jackfrost11770
23:16
should i start using letterboxed again
Dkk
23:25
@jackfrost11770: if you want but like it aint for me
dk do u ever eat at bk
Dkk
23:48
@chickenburgahfart: I would do that in the Army if really desperate for food or if I had to work through lunch. One of the few fast food places I go to.
bk so slept on
Dkk
0:23
I will take In N Out everyday over it when I can though.
texaslawhopefully
1:22
In N Out is not only the best fast food place, but the prices too are fantastic
Dkk
1:27
Indeed, indeed.
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