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Simple English definitions for legal terms

employee-liability exclusion

Read a random definition: Inter-American Foundation

A quick definition of employee-liability exclusion:

An employee-liability exclusion is a rule in some insurance policies that says the insurance company won't pay for any injuries that happen to an employee while they are working for their employer. This is because the injuries are usually covered by workers' compensation laws. It's like saying the insurance won't cover something that is already taken care of by another law.

A more thorough explanation:

The employee-liability exclusion is a provision in some commercial general liability insurance policies that excludes coverage for injury to an employee (or a member of the employee's family) that occurs during the course of employment with the insured. This exclusion is generally intended to exclude from coverage all injuries covered by the workers'-compensation laws.

For example, if an employee is injured while performing their job duties, they would not be able to file a claim against the employer's liability insurance policy because the injury would be covered by workers' compensation insurance instead.

Another example would be if an employee's family member is injured while visiting the workplace, they would not be able to file a claim against the employer's liability insurance policy because the injury would be considered an employee liability and excluded from coverage.

The purpose of this exclusion is to prevent double coverage for employee injuries and to ensure that workers' compensation insurance is the primary coverage for such injuries.

employee givebacks | employee pro hac vice

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THATS SO FUNNY
i cant i would go crazy
JumpySubsequentDolphin
20:50
i need to know who decided to do that.
JumpySubsequentDolphin
20:50
omg im on a plane weeeee
the devil
youre on a plane??? LSD made the mile high club??
20:50
yo splitterus are you in school already
20:50
it says ur c/o 2027
JumpySubsequentDolphin
20:51
@SplitterusClitterus: HAHAH yes
ur user is hilarioussss and no i just graduated this may and am now applying ---also im out of messages so ill take a lil
20:52
roger dat. see u in heck
im back, r u applying this cycle too
JumpySubsequentDolphin
21:32
this child fell asleep on me
JumpySubsequentDolphin
21:32
im so uncomfortable
just push him off the entire seat
JumpySubsequentDolphin
21:34
LMAOOOO
JumpySubsequentDolphin
21:35
no he’s literally like 8 and he fully just put his head on my bicep and slept
JumpySubsequentDolphin
21:35
he has since moved
22:12
@SplitterusClitterus: me yesterday
gulc baby pls text me back... i miss you ...... :(
22:23
i just went into a discord vc and yelled "YALL I JUST GOT INTO J.M. SCHOOL OF LAW"
22:24
people were getting excited :sob:
22:25
then someone was like "what does jm stand for" and i was like .. well
AHHAHAHAHAHAHHAHAHAHAHAHAH
@JumpySubsequentDolphin: wait this is so cute, also where r u going
JOE MBIDEN
JumpySubsequentDolphin
22:39
@splitty Oregon!
oh yay for what thats so random
JumpySubsequentDolphin
22:45
haha my brother and sister in law live there
so cutie oregon is beatiful
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