19:11
Nah, the fucked up thing about therapists is they try and make you think your parents are your enemy 99% of the time and really they should be telling you that your parents have almost no effect on the rest of your life. If they can get you to keep focusing on your parents they can keep making money.
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Simple English definitions for legal terms
endorser
Read a random definition: mutuality of estoppel
A quick definition of endorser:
Endorser: A person who signs a piece of paper that can be traded for money or goods. This person is not the original maker, drawer, or acceptor of the paper, but they transfer it to someone else by signing it. Sometimes an endorser may also act as a surety for someone else, meaning they promise to pay if the other person cannot.
A more thorough explanation:
Definition: An endorser, also known as an indorser, is a person who transfers a negotiable instrument by signing it. This person is not the maker, drawer, or acceptor of the instrument.
Example 1: John received a check from his client and needed to deposit it into his bank account. He signed the back of the check as an endorser, transferring the ownership of the check to his bank.
Example 2: Sarah needed to borrow money from the bank to start her business. Her friend, Tom, agreed to act as an accommodation indorser and signed the loan agreement as a surety for Sarah.
These examples illustrate how an endorser can transfer ownership of a negotiable instrument, such as a check or a loan agreement, to another party. The endorser's signature on the instrument is a legal endorsement that signifies the transfer of ownership.