19:11
Nah, the fucked up thing about therapists is they try and make you think your parents are your enemy 99% of the time and really they should be telling you that your parents have almost no effect on the rest of your life. If they can get you to keep focusing on your parents they can keep making money.
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Simple English definitions for legal terms
ex mora debitoris
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A quick definition of ex mora debitoris:
Term: EX MORA DEBITORIS
Definition: Ex mora debitoris is a Latin phrase that means "on account of the debtor's delay." This phrase is used in reference to charging interest on a debt. In simpler terms, if someone owes money and they don't pay it back on time, they may be charged extra money (interest) because of their delay in paying back the debt.
A more thorough explanation:
Ex mora debitoris is a Latin term that means "on account of the debtor's delay." It is used in reference to a basis for charging interest on a debt.
For example, if a borrower fails to make a payment on time, the lender may charge interest on the outstanding balance ex mora debitoris.
Another example would be if a debtor takes longer than the agreed-upon time to pay back a loan, the lender may charge interest ex mora debitoris to compensate for the delay.
The examples illustrate how ex mora debitoris is used to justify charging interest on a debt when the debtor has delayed payment. It is a way for lenders to compensate for the extra time and risk involved in waiting for the borrower to fulfill their obligation.