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Simple English definitions for legal terms

FDCPA

Read a random definition: be at the horn

A quick definition of FDCPA:

FDCPA: The Fair Debt Collection Practices Act is a law that protects people from being harassed by debt collectors. It limits what debt collectors can do when trying to collect money from someone who owes a debt. This law helps to make sure that people are treated fairly and respectfully when dealing with debt collectors.

A more thorough explanation:

FDCPA

The FDCPA, or Fair Debt Collection Practices Act, is a law that restricts the actions of third-party debt collectors in order to prevent them from harassing people who owe money. This law was put in place to protect consumers from abusive and unfair debt collection practices.

Examples of debt collection practices that are prohibited by the FDCPA include:

Calling a debtor repeatedly or at unreasonable hours
Using abusive or threatening language
Publicly disclosing a debtor's debt
Attempting to collect a debt that is not owed

These examples illustrate how the FDCPA aims to prevent debt collectors from harassing and intimidating people who owe money. By limiting the actions that debt collectors can take, the law helps to ensure that debt collection is done in a fair and respectful manner.

General

General chat about the legal profession.

General >T14 Off Topic

👍 Chat vibe: 0 👎

VolatileClumsyAcolyte

13:49

probably my WE and softs. Do reapplicants have lower chances at admissions? I've read few negative things but I dont wanna like poison my brain with those lol.

VolatileClumsyAcolyte

13:49

Also, do i have to write new personal statements if i reapply?

KnowledgeableRitzyWasp

13:51

hi jack :)

KnowledgeableRitzyWasp

13:51

calling dean cooper as we speak to get you an A

KnowledgeableRitzyWasp

13:53

you do have to write new personal statements but applicants aren’t disfavored

KnowledgeableRitzyWasp

13:53

especially if you’re reapplying with a higher lsat

VolatileClumsyAcolyte

13:53

@KnowledgeableRitzyWasp: i just looked at your stats and do not take this the wrong way in any way but how the hell did nyu or cls not take you. this is insane

VolatileClumsyAcolyte

13:53

178 lsat is a crazy work dude

KnowledgeableRitzyWasp

13:55

i had a silly guy era and had two years of withdrawn classes. like 15 total, so a lot of schools were not willing to take a chance on me

soap

13:55

If you're already on the WL when you get a higher LSAT, are you already cooked?

VolatileClumsyAcolyte

13:56

their loss lol. any tips for LSAT LR? I used 7sage and kinda hated it. I have Loophole that I plan on using whenever I retake lsat probably in summer

KnowledgeableRitzyWasp

13:58

@soap: you are more cooked than if you were not already waitlisted, but you are not completely cooked and raising your lsat is the strongest thing you can do for a WL

soap

13:58

Volatile, I always do the hardest ones first, so that you get the most challenging questions out of the way and make it get easier as you proceed. Also, read the answer choices before reading the question.

soap

13:58

Man if I get above 175 and end up not getting into any t14s I'll laugh

KnowledgeableRitzyWasp

13:59

@VolatileClumsyAcolyte: biggest tip that will get you a few points is that the LSAT doesn’t actually use “most correct” like it claims. there’s actually only ever one right answer and every other answer will be excluded by one rule of logic or another. so only one answer will ever be completely correct

VolatileClumsyAcolyte

13:59

is there like a cheat sheet or a study guide type of thing for specific forms of questions? I remember I struggled the most with NA/SA/PSA

KnowledgeableRitzyWasp

13:59

@soap: if you get above a 175 you should just reapply because you’d probably be competitive for penn nyu and cls at that point with scholly money

VolatileClumsyAcolyte

14:00

I scored 156 on my first LSAT in August, I cancelled that and retook it immediately in September and got 163. Do yall think I can cross into 170's if I start studying from like january to summer

VolatileClumsyAcolyte

14:00

because i've heard that any score increase after 165 is just as hard as from 145 to 160

soap

14:01

I've been told by my parents that I cannot reapply because I have the full ride to UMN and so I better take whatever I can get lol

texaslawhopefully

14:01

I’m going to have to disagree with soap on the point of doing the hardest questions first. I think it’s just a general waste of time to over complicate your strategy. You’re going to have do all the questions anyone. Ignore the clock and focus on one question at a time.

KnowledgeableRitzyWasp

14:01

@VolatileClumsyAcolyte: it gets harder to increase your score as you go up, but if you work hard and consistently work on your mistakes it’s entirely possible you break 170

VolatileClumsyAcolyte

14:01

got it thank u guys

KnowledgeableRitzyWasp

14:01

@soap: lol oh well just get top 10% a umn and then transfer to harvard because you come from a grade deflated undergrad and law school will be easy for you

soap

14:02

I think the order in which you do questions is a matter of personal preference. In PTs I've always scored better doing the hardest ones first, but that's just because it reduces the stress personally lol

soap

14:02

I guess since I'm paying for all this anyhow I could just wait and reapply lmao

texaslawhopefully

14:03

Yeah soap if you get a 175+, I would 100 percent reapply

KnowledgeableRitzyWasp

14:03

hahahahah sure if you’re set on t14 it’s entirely attainable for you

texaslawhopefully

14:03

If your parents aren’t helping at all, they don’t have much of a say

llama

14:08

^valid pt

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