A more thorough explanation:

Definition: The first-named insured is the primary insured person or entity listed on an insurance policy.

For example, if John and Jane Smith purchase a homeowners insurance policy, and John's name appears first on the policy, he is considered the first-named insured.

The first-named insured is typically the person or entity responsible for paying the insurance premiums and is the main point of contact for the insurance company. They also have certain rights and responsibilities under the policy, such as the ability to make changes to the policy or file a claim.

Overall, the first-named insured is an important designation in the insurance world and can have significant implications for coverage and claims.