A more thorough explanation:

An independent trustee is a person or organization that has no personal interest in the trust. This means that they cannot be a beneficiary of the trust, a contributor to the trust, or related to the beneficiary or contributor in any way. The independent trustee must follow the instructions of the trust and be responsible for their actions in administering the trust.

For example, if a wealthy individual sets up a trust for their children's education, they may appoint an independent trustee to manage the trust. The independent trustee would be responsible for investing the trust funds, paying for the children's education expenses, and ensuring that the trust is used for its intended purpose.

The independent trustee, like all trustees, has a duty of care and loyalty to the beneficiaries of the trust. This means that they must act in the best interests of the beneficiaries and follow the terms of the trust. They must also protect and control the trust property with reasonable care and avoid any conflicts of interest.

If the independent trustee fails to fulfill their duties, they may be held liable for any damages or losses suffered by the beneficiaries. Therefore, it is important to choose an independent trustee who is trustworthy, competent, and experienced in managing trusts.