A more thorough explanation:

Definition: Jus crediti is a Latin term that means "the right of credit." In Roman and Scots law, it refers to a creditor's right to a debt and their ability to recover that debt through legal means. It is different from a mere spes or defeasible expectancy, as it creates a vested right that is part of the creditor's estate.

Example: If a person loans money to another person, they become a creditor and have a jus crediti to that debt. This means that they have the legal right to recover the money owed to them, even if it takes some time to do so.

Explanation: The example illustrates how jus crediti works in practice. If the debtor fails to pay back the loan, the creditor can take legal action to recover the debt. This legal right is an important part of the creditor's estate, as it gives them the ability to collect what is owed to them.