A more thorough explanation:

Lex loci is a Latin term that means "law of the place". It is a legal principle that states that the law of the place where a legal dispute arises is the law that governs the rights of the parties involved in the dispute.

For example, if a person is injured in a car accident while driving in California, the law of California will apply to the case. This means that the court will look to California law to determine who is at fault for the accident and what damages the injured person is entitled to.

Another example is if a contract is signed in New York but the parties involved are from different states, the law of New York will apply to the contract. This means that any disputes that arise from the contract will be governed by New York law.

Overall, lex loci is an important legal principle that helps ensure that disputes are resolved fairly and consistently based on the laws of the place where the dispute arose.