19:11
Nah, the fucked up thing about therapists is they try and make you think your parents are your enemy 99% of the time and really they should be telling you that your parents have almost no effect on the rest of your life. If they can get you to keep focusing on your parents they can keep making money.
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Simple English definitions for legal terms
liability in solido
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A quick definition of liability in solido:
Liability in solido: When two or more people owe money or are responsible for something, liability in solido means that any one of them can be held responsible for the entire debt or responsibility. This is like when you and your friends borrow money together and one of you doesn't pay their share, the lender can ask any one of you to pay the full amount. It's important to be careful who you share liabilities with!
A more thorough explanation:
Definition: Liability in solido refers to the legal responsibility of one or more parties to pay the entire debt or damages owed to a creditor or plaintiff. This means that if there are multiple debtors or defendants, the creditor or plaintiff can choose to collect the entire amount from any one of them.
Example: Suppose three friends, A, B, and C, take out a loan of $10,000 from a bank. The loan agreement states that they are jointly and severally liable for the debt. If they default on the loan, the bank can choose to collect the entire amount from any one of them, such as A. A would then have the right to seek contribution from B and C for their share of the debt.
This example illustrates how liability in solido works in a joint debt situation. It allows the creditor to recover the full amount owed without having to pursue each debtor separately. However, it also means that any one debtor can be held responsible for the entire debt, which can create tension and disputes among the debtors.