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Simple English definitions for legal terms

National Credit Union Administration

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A quick definition of National Credit Union Administration:

National Credit Union Administration (NCUA) is a government agency that helps to make sure that credit unions are safe and secure for people to use. They do this by giving credit unions permission to operate, making sure they follow rules, and checking on them regularly. They also have a special fund that helps protect people's money if something goes wrong with a credit union. NCUA was created in 1970 and helps to make sure that people can trust the credit unions they use.

A more thorough explanation:

The National Credit Union Administration (NCUA) is an independent federal agency that oversees and regulates federal credit unions in the United States. It was established in 1970 and reorganized in 1978.

The NCUA has several responsibilities:

  • Chartering federal credit unions
  • Insuring federal credit unions through the National Credit Union Share Insurance Fund
  • Supervising and examining federal credit unions to ensure they are operating safely and soundly
  • Administering the Community Development Revolving Loan Fund
  • Managing the Central Liquidity Facility, which provides emergency loans to member credit unions

For example, if you belong to a federal credit union, the NCUA ensures that your deposits are insured up to a certain amount in case the credit union fails. The NCUA also examines the credit union to make sure it is following all the rules and regulations to protect your money.

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THATS SO FUNNY
i cant i would go crazy
JumpySubsequentDolphin
20:50
i need to know who decided to do that.
JumpySubsequentDolphin
20:50
omg im on a plane weeeee
the devil
youre on a plane??? LSD made the mile high club??
20:50
yo splitterus are you in school already
20:50
it says ur c/o 2027
JumpySubsequentDolphin
20:51
@SplitterusClitterus: HAHAH yes
ur user is hilarioussss and no i just graduated this may and am now applying ---also im out of messages so ill take a lil
20:52
roger dat. see u in heck
im back, r u applying this cycle too
JumpySubsequentDolphin
21:32
this child fell asleep on me
JumpySubsequentDolphin
21:32
im so uncomfortable
just push him off the entire seat
JumpySubsequentDolphin
21:34
LMAOOOO
JumpySubsequentDolphin
21:35
no he’s literally like 8 and he fully just put his head on my bicep and slept
JumpySubsequentDolphin
21:35
he has since moved
22:12
@SplitterusClitterus: me yesterday
gulc baby pls text me back... i miss you ...... :(
22:23
i just went into a discord vc and yelled "YALL I JUST GOT INTO J.M. SCHOOL OF LAW"
22:24
people were getting excited :sob:
22:25
then someone was like "what does jm stand for" and i was like .. well
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@JumpySubsequentDolphin: wait this is so cute, also where r u going
JOE MBIDEN
JumpySubsequentDolphin
22:39
@splitty Oregon!
oh yay for what thats so random
JumpySubsequentDolphin
22:45
haha my brother and sister in law live there
so cutie oregon is beatiful
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