19:11
Nah, the fucked up thing about therapists is they try and make you think your parents are your enemy 99% of the time and really they should be telling you that your parents have almost no effect on the rest of your life. If they can get you to keep focusing on your parents they can keep making money.
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Simple English definitions for legal terms
NBFI
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A quick definition of NBFI:
Term: NBFI
Definition: NBFI stands for Nonbank Financial Institution. This refers to a type of business that helps people make payments or get cash, but they don't take deposits or give loans like a bank does. Examples of NBFI include companies that transfer money, sell payment cards, provide stored-value services, cash checks, or exchange currency.
A more thorough explanation:
Definition: NBFI stands for Nonbank Financial Institution. It refers to a type of financial institution that is not a bank but provides financial services to people. One example of an NBFI is a Money Service Business (MSB). MSBs are nonbank entities that allow people to make payments or obtain cash in exchange for payment instruments. They do not accept deposits or make loans. Examples of MSBs include money transmitters, payment instrument sellers, stored-value providers, check cashers, and currency exchangers.
Example: A person who wants to send money to their family in another country can use a money transmitter, which is an MSB. The money transmitter will take the person's payment and send it to the recipient in the other country. Another example is a check casher, which allows people to cash their checks without having to go to a bank. These examples illustrate how MSBs provide financial services to people without being a bank.