A more thorough explanation:

Obaeratus is a term used in Roman law to describe someone who is burdened with debt. It can be used as both an adjective and a noun.

• John was unable to pay his bills and became obaeratus.
• The obaeratus was forced to sell his property to pay off his debts.

These examples show how someone can become obaeratus when they are unable to pay their debts. It can lead to financial difficulties and the need to sell assets to pay off what is owed.