Simple English definitions for legal terms
Read a random definition: constructive breaking into a house
Property damage: When something is broken or harmed, it's called property damage. This can happen to things like buildings, cars, or other belongings. People can buy insurance to help pay for the cost of fixing or replacing things that have been damaged.
Property damage
Property damage is when something is harmed or destroyed, either to real property (like a building or land) or personal property (like a car or furniture).
These examples illustrate property damage because they all involve harm or destruction to either real or personal property. In the case of the car accident, the vehicle is the personal property that has been damaged. In the case of the fire and flood, the real property (the house and business) have been damaged.
Property owners can protect themselves from the financial risk of property damage by obtaining property insurance. This type of insurance can help cover the costs of repairing or replacing damaged property.