Legal Definitions - propter majorem securitatem

The Latin phrase propter majorem securitatem translates to "for greater security." It refers to actions, provisions, or requirements that are put in place to provide an enhanced level of safety, assurance, or protection, often going beyond the minimum necessary to mitigate risk. These measures are adopted to ensure a more robust safeguard against potential problems or losses.

• When a small business applies for a loan, the bank might require not only a detailed business plan and financial statements but also a personal guarantee from the business owner. This personal guarantee means the owner is individually responsible for the loan if the business defaults. The bank imposes this requirement propter majorem securitatem, ensuring a stronger likelihood of repayment by having an additional party liable, thereby reducing the bank's risk.

• In a high-stakes legal case, a court might order that certain sensitive documents be kept under seal and only accessed by specific parties under strict supervision, even if standard confidentiality agreements are already in place. This additional layer of control over the documents is implemented propter majorem securitatem, to prevent unauthorized disclosure and protect the integrity of the proceedings beyond what basic rules might dictate.

• After installing a standard alarm system in their home, a homeowner decides to also install reinforced doors and shatter-proof windows. While the alarm system provides a primary layer of defense, the additional physical fortifications are added propter majorem securitatem. These measures are designed to make the property significantly more difficult to breach, providing an extra margin of safety against potential intruders.