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Simple English definitions for legal terms

secondary insurer

Read a random definition: jus distrahendi

A quick definition of secondary insurer:

A secondary insurer is an insurance company that is responsible for paying for any part of a claim that is not covered by the primary insurer. The primary insurer is the first insurance company that is responsible for paying for a claim up to the policy limit. The secondary insurer is only responsible for paying for any additional costs that are not covered by the primary insurer.

A more thorough explanation:

A secondary insurer is an insurance company that is responsible for settling any part of a claim that is not covered by the primary insurer. The primary insurer is the first insurance company that is contractually committed to settling a claim up to the applicable policy limit before any other insurer becomes liable for any part of the same claim.

For example, if a person has two insurance policies that cover the same loss, the primary insurer will pay up to the policy limit, and the secondary insurer will pay any remaining amount that exceeds the primary insurer's policy limit.

Another example is when a person has health insurance through their employer and also has Medicare. The employer's health insurance is the primary insurer, and Medicare is the secondary insurer. The primary insurer pays first, and the secondary insurer pays any remaining amount that is not covered by the primary insurer.

secondary insured | secondary invention

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almost all of my apps have been UR for 6 weeks at this point I feel exhausted waiting for them to finish
Irvine is being snobby and wont start any review until end of Nov.
Yeah, it’s tough. I’m distracting myself by playing good video games after work :)
im distracting myself by schizo-scrolling r/lawschoolamissions and every conceivable data point on this godforsaken website
it is not working
Haaa I naturally want to do that too. I’m trying to stop. They need a surgeon general’s warning on this site for perspective law students
i spend more time on here then anything else trying to rationalize that the waves from last year will match waves for this year (they won't) and that the stats of people with the same stats are indicative of my own (they aren't)
There aren't many people in my stat range so I pretty much know every result in my range after being on here for a few years
9:28
congrats on the 172 bruce
go dawgs fr
9:29
roll tide
do we foresee a fordham election day wave today (i'm delusional)
WorthlessAttractiveZombie
9:31
I think so, Jack
9:31
some people hate him. some people love him, but he a real one: https://youtu.be/w5oEqiVQcF4?t=173
9:32
[kevin oleary]
worthless i trust you implicitly you know what it will happen now.
worthless i trust you implicitly you know what it will happen now.
worthless i trust you implicitly you know what it will happen now.
worthless i trust you implicitly you know what it will happen now.
worthless i trust you implicitly you know what it will happen now.
WorthlessAttractiveZombie
9:34
I mean if Fordham doesn't release today I will purposefully get on a train, go to new york, and then take the stinkiest shit inside the admission office's toilet (potentially clogging it and forcing them to get a plumber)
IS IT ONLY ON MY END WHY DID THAT SEND TEN MILLION TIMES
HELLO
WorthlessAttractiveZombie
9:35
it sent a million times lol
WHAT HAPPENED
yeah i thought you were tweaking for a second
i'm so sorry everyone what the actual fuck this website hates me
WorthlessAttractiveZombie
9:35
Jack's just tweaking on LSD no biggie
to be fair this accurately represents my mental state
election day psychosis coming in hot (fordham)
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