A more thorough explanation:

A share account is a type of account that a member maintains at a credit union and can be drawn on through the use of share drafts payable to third parties. It operates much like a checking account at a bank.

Example: John is a member of a credit union and has a share account. He can use share drafts to pay for his bills and expenses.

This example illustrates how a share account works and how it is similar to a checking account at a bank.