Simple English definitions for legal terms
Read a random definition: consumer transaction
Term: SUBROGATE
Definition: When someone takes the place of another person to claim a legal right or demand something, it is called subrogation. For example, if you lend money to someone and they don't pay you back, you can ask someone else to take legal action on your behalf to get the money back. This is subrogation.
Definition: To substitute a person for another regarding a legal right or claim.
Example: If you get into a car accident and your insurance company pays for the damages, they may subrogate your claim and sue the other driver's insurance company to recover the money they paid out.
Explanation: In this example, the insurance company is subrogating your claim, which means they are stepping into your shoes and taking over your legal right to sue the other driver's insurance company for the damages. This allows them to recover the money they paid out on your behalf.