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LSDefine

Simple English definitions for legal terms

thrift institution

Read a random definition: privata delicta

A quick definition of thrift institution:

A thrift institution is a type of bank that mainly gives out loans for people to buy homes. They also offer other banking services like checking accounts. They were created a long time ago to help people who didn't have a lot of money save and borrow money. They were made by people who wanted to help others and make banking fair for everyone.

A more thorough explanation:

A thrift institution is a type of financial institution that is similar to a bank. It is primarily focused on providing home mortgage loans, but it also offers other banking services such as checking accounts. These institutions are also known as savings-and-loan associations or S&Ls.

Thrift institutions were created to meet the needs of people with modest resources and income who were not served well by commercial banks, money lenders, and pawn shops. They were developed by social reformers, philanthropic benefactors, religious and fraternal organizations, trade unions, employers, and thrift entrepreneurs.

Examples of thrift institutions include:

  • Washington Federal
  • Bank of America
  • Wells Fargo

These institutions offer home mortgage loans and other banking services to their customers. They are regulated by the government to ensure that they operate in a safe and sound manner.

Overall, thrift institutions play an important role in providing financial services to people who may not have access to traditional banks. They help to promote financial inclusion and provide opportunities for people to achieve their financial goals.

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22:12
@SplitterusClitterus: me yesterday
gulc baby pls text me back... i miss you ...... :(
22:23
i just went into a discord vc and yelled "YALL I JUST GOT INTO J.M. SCHOOL OF LAW"
22:24
people were getting excited :sob:
22:25
then someone was like "what does jm stand for" and i was like .. well
AHHAHAHAHAHAHHAHAHAHAHAHAH
@JumpySubsequentDolphin: wait this is so cute, also where r u going
JOE MBIDEN
JumpySubsequentDolphin
22:39
@splitty Oregon!
oh yay for what thats so random
JumpySubsequentDolphin
22:45
haha my brother and sister in law live there
so cutie oregon is beatiful
soyalmondoatmilk
8:38
good morning! hoping waves will come our wave today
8:42
GW wave today?
8:57
There’s someone I found on here with the username threeoutchange and if my understanding is correct that’s a reference to the debut album by a pretty cool 90s-00s Japanese band called Supercar. I geeked a little
8:57
It could just be a baseball reference I don’t get though lol
Dkk
9:00
@renard99: also, the same band that does a song in the anime Eureka 7 which I watched when I was like idk, 12
9:00
Yeah! They are pretty good. Three Out Change is an awesome J-rock record
Dkk
9:01
I will probably not listen to them more but fun fact. Really random to start the day. An omen that the waves will be very random today.
Dkk
9:03
Fuck, reading the wikipedia now. Literal last song they did before they broke up was Storywriter. Wow.
9:05
That one is a masterpiece
9:05
My favorite song by them is Recreation
glovediedthisishismom
9:05
snowing
Dkk
9:07
@renard99: man, hard to find.
Dkk
9:07
@glovediedthisishismom: Congrats on the snow.
Dkk
9:16
@renard99: Poetic and nice.
9:42
My name is renard99 and I just sent @babycat feet pics
glovediedthisishismom
9:42
nobody is at the office today they should let little glovey go home and watch harry potter
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