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LSDefine

Simple English definitions for legal terms

uninsured motorist clause

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A quick definition of uninsured motorist clause:

Uninsured motorist clause: This is a part of some car insurance policies that helps you if you get into an accident with someone who doesn't have car insurance and it's their fault. It can help pay for injuries to you and your passengers. Some states require this coverage, but not all policies have it. It's important to check your policy to see if you have it.

A more thorough explanation:

Definition: Uninsured motorist clause is a part of some car insurance policies that provides coverage for bodily injuries of the driver and their passengers if the other driver did not have car insurance and was at fault.

For example, if you are in a car accident and the other driver is at fault but does not have car insurance, your uninsured motorist clause will cover your medical expenses and those of your passengers.

Not every car insurance policy has this clause, but uninsured motorist coverage is required in 20 states and the District of Columbia. Other states require the policy to be offered or require the policyholder to opt out of the coverage. Usually, these clauses provide general coverage up to a certain limit per accident and per person like other car insurance.

An uninsured motorist clause may refer to coverage for damage to the vehicle instead of bodily injuries. Many policies will have coverage of both, but they are separate. Usually, a clause that covers damage to the vehicle will be referred to as an uninsured motorist property damage clause.

For example, if you are in a car accident and the other driver is at fault but does not have car insurance, your uninsured motorist property damage clause will cover the cost of repairing or replacing your vehicle.

Overall, uninsured motorist clauses are important to have in your car insurance policy to protect yourself and your passengers in case of an accident with an uninsured driver.

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babycat
11:10
yeah fuck gtown btw
LSDFan
11:10
they don't even kick doors. They put C4 in a dip can and tape it to the wall
11:10
I am sure they kick some doors but yes
11:11
@EvolBunny: im a uki
babycat
11:11
terrible admin
BulbasaurNoLikeCardio
11:11
@babycat: I wonder why gtown felt what they said was a good idea and how secure that individual felt in their job to believe there would be no backlash.
Dkk
11:11
please, tell me more about Europa: The Last Battle @MostlyLegal
11:11
nothing you dont already know
Dkk
11:12
Lmfao, damn out of messages again. Time to go sit in the hot tub.
11:12
@BulbasaurNoLikeCardio: honestly fuck these schools
11:12
The way they act is so cringe and gives mad ick
babycat
11:12
@BulbasaurNoLikeCardio: people are saying this has been a pattern with them
babycat
11:12
imagine being a religious school and not supporting mothers. practice what you preach!
11:12
Fuck dem hoes
11:13
Child bearing people*
11:13
i cant spell fuck dont correct me
11:15
Anywayyyyy, i think today i will withdraw all my apps
11:15
This lsat is not doing it
babycat
11:15
lol live ur truth
11:15
ASU at 154 is damn good
11:15
154 scholly
BulbasaurNoLikeCardio
11:15
It is shitty that was a pattern of behavior but I am glad someone is finally standing up for themselves. Like I can be a pretty rigid butthole guy when it comes to getting stuff but a complete lack of empathy or situational awareness shown by the school and their staff is mind blowing. When I was talking about it in the office they all thought I was lying cause it sounds so crazy.
Dkk
11:16
@babycat: ahh link me something. Idk what you are talking about with GTown and mothers and all that.
11:16
Idk if any of you watch UFC but one time interim heavyweight champ Tom Aspinall won a fight and said on the mic afterwards “if you feel scared to do something, that’s a pretty good sign you should just go fucking do it” and I believe that applies very much to people wondering if they should R&R. Sure you can but why not just see what happens now?
babycat
11:16
School fucked up so bad they got hellwoods to sign a petition
11:16
Ive also heard their career center is awful too, I think its why it will never be anything but 14-15
JumpySubsequentDolphin
11:17
@Dkk: i think a law student was pregnant and due to give birth a few days before finals and they refused to accomodate her
JumpySubsequentDolphin
11:17
accommodate*
11:17
@Mostlylegal: yeah and i was thinking fuck it just go party for three years but i got other options and need to start building, top law schools were worth that 3 year pause but i am not sure i can do that for asu and their outcomes
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