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Simple English definitions for legal terms

work credits

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A quick definition of work credits:

Work credits are points earned by working and earning a certain amount of money each year. The government uses these credits to decide if someone is eligible for Social Security benefits, Social Security Disability Insurance (SSDI) benefits, and Medicare. You can earn up to four credits each year, and in 2021, you earn one credit for every $1,470 you make. The number of credits you need to qualify for benefits depends on the program, but for Social Security, you need 40 credits. Medicare also requires 40 credits for full coverage, but you can still get some coverage if you have fewer credits. For SSDI benefits, the number of credits you need depends on your age when you become disabled.

A more thorough explanation:

Definition: Work credits are a way for the Federal government to determine if a person is eligible for Social Security benefits, Social Security Disability Insurance (SSDI) benefits, and Medicare. A person earns a credit for a certain amount earned in wages, up to four credits every year. In 2021, a person earns a credit for $1,470 in wage earnings. Each program has its own policies for how many credits are needed for benefits.

  • For Social Security benefits, a person must earn 40 credits to receive benefits.
  • For Medicare, a person must earn 40 credits to receive full Part-A coverage. If a person does not have enough credits, they can pay reduced premiums to receive Part-A coverage according to the amount of credits worked.
  • For SSDI benefits, the number of credits needed depends on the age the person becomes disabled. For example, a person who becomes disabled at age 52 would need 30 credits (22 + (2*4) = 30).

These examples illustrate how work credits are used to determine eligibility for different government benefits. The number of credits needed varies depending on the program and the age of the person. Work credits are earned by working and earning a certain amount of money in wages. The more credits a person earns, the more likely they are to be eligible for benefits.

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11:15
154 scholly
BulbasaurNoLikeCardio
11:15
It is shitty that was a pattern of behavior but I am glad someone is finally standing up for themselves. Like I can be a pretty rigid butthole guy when it comes to getting stuff but a complete lack of empathy or situational awareness shown by the school and their staff is mind blowing. When I was talking about it in the office they all thought I was lying cause it sounds so crazy.
Dkk
11:16
@babycat: ahh link me something. Idk what you are talking about with GTown and mothers and all that.
11:16
Idk if any of you watch UFC but one time interim heavyweight champ Tom Aspinall won a fight and said on the mic afterwards “if you feel scared to do something, that’s a pretty good sign you should just go fucking do it” and I believe that applies very much to people wondering if they should R&R. Sure you can but why not just see what happens now?
babycat
11:16
School fucked up so bad they got hellwoods to sign a petition
11:16
Ive also heard their career center is awful too, I think its why it will never be anything but 14-15
JumpySubsequentDolphin
11:17
@Dkk: i think a law student was pregnant and due to give birth a few days before finals and they refused to accomodate her
JumpySubsequentDolphin
11:17
accommodate*
11:17
@Mostlylegal: yeah and i was thinking fuck it just go party for three years but i got other options and need to start building, top law schools were worth that 3 year pause but i am not sure i can do that for asu and their outcomes
11:19
Also I just got diagnosed with ADHD is it stupid if I dont take the test again now that Im medicated?
Dkk
11:19
She offered to take it early? Should have given her that one. Remote I can understand saying no to but taking it early, yes.
babycat
11:20
big things coming for babycat. I own a resistance band now
concorde
11:20
@renard99: jones needs to take this advice and fight aspinall
11:21
is that what they are calling punk rock bands these days?
BulbasaurNoLikeCardio
11:21
@babycat: did you get a booboo or just trying to do more workouts at home?
11:21
@Mostlylegal: I jumped six points after beginning adhd meds. Might be worth it
Dkk
11:22
Just an hour and 38 minutes left before I can ask Kayle in LSAT Demon to marry me. I take these AMA's seriously.
11:22
@concorde: “I will retire Jon Jones without even fighting him” hardest thing anyone in the UFC ever said
m10
11:23
i spelled her fucking name wrong lmfao, Kaley. Lmfao.
BulbasaurNoLikeCardio
11:24
It was years ago but it was a lower card fight, dude didn't speak good english and they tried asking him his plan, he was like "punch him" they tried to get more info pushing it again and he said "punch him hard" and pointed at his forehead.... I don't remember the results of the fight but dude had a solid plan.
babycat
11:24
@BulbasaurNoLikeCardio: no booboo I’m just trying to increase flexibility a little. I feel like if u develop too much muscle on ur legs and don’t stretch they get tight
JumpySubsequentDolphin
11:26
my hips are so tight its acc miserable
BulbasaurNoLikeCardio
11:26
@babycat: got to keep those legs flexible so you don't pull anything, I need to get back into yoga to release and stretch out tension in my muscles. Stretching is where I fail the most with fitness
11:26
This song came out today and I think I legit have listened to it like 50
11:26
Times already
1a2b3c4d26z
11:26
Need to stretch more
1a2b3c4d26z
11:27
Run this morning felt like legs were made of goop
glovediedthisishismom
11:27
a secret home remedy for chapped lips is to lick them. your saliva will moisten the lips and relieve the chapping
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