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IN RE FLEET
United States District Court, E.D. Pennsylvania (1989) | 95 B.R. 319
TL;DR: A company masquerading as a government-affiliated financial counseling service charged distressed consumers unconscionable fees for what was merely a referral to a bankruptcy attorney. The court found these practices violated New Jersey's consumer protection statute, voided the contracts, and awarded treble damages to the consumer class.
Legal Significance: This case exemplifies a broad application of a state Unfair and Deceptive Acts and Practices (UDAP) statute, establishing that misrepresenting services and charging an unconscionable price for what is essentially a free service (attorney referral) constitutes consumer fraud, warranting treble damages and injunctive relief.