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Simple English definitions for legal terms

accidental-death benefit

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A quick definition of accidental-death benefit:

An accidental-death benefit is an extra payment that an insurance policy may provide if the insured person dies due to an accident, as defined in the policy, and not from natural causes. This payment is often double the amount of the policy.

A more thorough explanation:

An accidental-death benefit is a provision in an insurance policy that provides an additional payment if the insured person dies due to an accident, as defined in the policy. This benefit is usually double the face amount of the policy and is not paid if the death is due to natural causes.

For example, if a person has a life insurance policy with an accidental-death benefit of $100,000 and dies in a car accident, their beneficiary would receive $200,000. However, if the person dies of a heart attack, the accidental-death benefit would not apply.

Another example would be if a person has a disability insurance policy with an accidental-death benefit and becomes permanently disabled due to an accident, the policy may pay out a lump sum in addition to the regular disability payments.

These examples illustrate how an accidental-death benefit can provide additional financial protection for the insured and their beneficiaries in the event of an unexpected accident.

accidental death | accidental harm

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THATS SO FUNNY
i cant i would go crazy
JumpySubsequentDolphin
20:50
i need to know who decided to do that.
JumpySubsequentDolphin
20:50
omg im on a plane weeeee
the devil
youre on a plane??? LSD made the mile high club??
20:50
yo splitterus are you in school already
20:50
it says ur c/o 2027
JumpySubsequentDolphin
20:51
@SplitterusClitterus: HAHAH yes
ur user is hilarioussss and no i just graduated this may and am now applying ---also im out of messages so ill take a lil
20:52
roger dat. see u in heck
im back, r u applying this cycle too
JumpySubsequentDolphin
21:32
this child fell asleep on me
JumpySubsequentDolphin
21:32
im so uncomfortable
just push him off the entire seat
JumpySubsequentDolphin
21:34
LMAOOOO
JumpySubsequentDolphin
21:35
no he’s literally like 8 and he fully just put his head on my bicep and slept
JumpySubsequentDolphin
21:35
he has since moved
22:12
@SplitterusClitterus: me yesterday
gulc baby pls text me back... i miss you ...... :(
22:23
i just went into a discord vc and yelled "YALL I JUST GOT INTO J.M. SCHOOL OF LAW"
22:24
people were getting excited :sob:
22:25
then someone was like "what does jm stand for" and i was like .. well
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@JumpySubsequentDolphin: wait this is so cute, also where r u going
JOE MBIDEN
JumpySubsequentDolphin
22:39
@splitty Oregon!
oh yay for what thats so random
JumpySubsequentDolphin
22:45
haha my brother and sister in law live there
so cutie oregon is beatiful
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