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LSDefine

Simple English definitions for legal terms

Chapter 20

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A quick definition of Chapter 20:

Chapter 20: A term used to describe a situation where someone who owes a lot of money files for bankruptcy and gets rid of some of their debts, but still has some left over. They then file for bankruptcy again to deal with the remaining debts that they couldn't get rid of the first time.

A more thorough explanation:

Definition: Chapter 20 is a slang term used to describe a situation where a person files for bankruptcy under Chapter 7 and receives a discharge, but then immediately files for bankruptcy again under Chapter 13 to deal with remaining debts that cannot be discharged.

Example: John filed for Chapter 7 bankruptcy and received a discharge, but he still had a large amount of debt that was not dischargeable, such as student loans and taxes. He then filed for Chapter 13 bankruptcy to create a repayment plan for these debts.

Explanation: In this example, John's situation illustrates the definition of Chapter 20. He first filed for Chapter 7 bankruptcy to discharge as much debt as possible, but then filed for Chapter 13 bankruptcy to deal with the remaining debts that could not be discharged. This is a common strategy used by individuals who have a combination of dischargeable and nondischargeable debts.

Chapter 13 | Chapter 22

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MIAMI A
[] AromaticTroubledDormouse
20:55
How does one know if they are UR1 or UR2?
[] AromaticTroubledDormouse
20:56
CONGRATS MACAQUE!
TY
got a random stanford email and almost had a heart attack
ALSO CONGRATS!
Congrats1!
21:15
Miami A, yall I'm so excited I could cry.
21:15
Feel like I can finally stop holding my breath!! Whew!!!
[] baddestbunny
22:16
every time I get accosted by a strange man who follows me around because my male coworkers were too busy talking to walk me back to my car I get closer to saying we need to bring back traditional gender roles
Dkk
22:32
Nice! @Macaque
Dkk
22:32
@Aromatic, Have to guess.
Dkk
22:33
That sucks @Bunny do you have to go to the hospital?
[] baddestbunny
22:40
I said accosted not assaulted
23:35
guys. my notre dame address just went long is this good or bad
1a2b3c4d26z
23:37
Oooooo me too
23:37
omg is this good or bad
Dkk
23:47
Idk if gender roles are gunna fix that then.
23:49
it looks like most people who applied in october last cycle didn't get a decision until january... does it even mean anything that our addresses went long??
hows ED 2 compared to ED 1?
Dkk
0:10
No idea
windyMagician
0:34
reporting live to say my ndls address also went long
does it mean anything ^
Dkk
2:21
NDLS and Fordham took a very long time last year. It's good info for people to know.
[] baddestbunny
4:29
let’s get after it boys and girls
Dkk
5:21
I gtg to bed soon.
Dkk
5:22
Big day today. Gunna be a crazy one. I will sleep through the first half.
good morning lsd it is 5 am EST
also jazzy my ndls address went long ages ago i sadly do not think it means anything
my stanford address also went long LOL i think at most it's an indicator it's under review
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