A more thorough explanation:

Definition: Culpa is a Latin term used in Roman and civil law to refer to fault, neglect, or negligence that results in unintentional harm or wrong. It is conduct that makes a party to a contract or quasi-contract liable to the other party. There are different types of culpa, including:

• Lata culpa: Gross negligence that amounts to bad faith or dolus. This phrase is commonly used in bailment law and in the law of the transport of persons.
• Levis culpa: Ordinary negligence or failure to act as the ideal paterfamilias should.
• Levissima culpa: Slight negligence.

Examples: An example of culpa is a doctor who fails to diagnose a patient's illness correctly, resulting in harm to the patient. Another example is a driver who fails to stop at a red light and causes an accident. In both cases, the harm caused was unintentional, but it was a result of the negligent conduct of the doctor and the driver, respectively.

These examples illustrate how culpa refers to conduct that falls below the legal standard established to protect others against unreasonable risk of harm. It is a failure to exercise the standard of care that a reasonably prudent person would have exercised in a similar situation.