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LSDefine

Simple English definitions for legal terms

design-defect exclusion

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A quick definition of design-defect exclusion:

A design-defect exclusion is a rule in some insurance policies that says they won't cover injuries caused by a product that doesn't work right because of a problem with its design, instructions, or advertising. It's like saying, "We won't pay for any harm caused by a product that was made wrong." This is just one of many exclusions that insurance policies can have, which means they won't cover certain things.

A more thorough explanation:

Definition: A provision in some insurance policies that excludes coverage for bodily injury resulting from a product's failure to perform its intended function due to a defect or deficiency in its design, formula, specifications, instructions, or advertising materials.

Example: An umbrella policy for a toy manufacturer may have a design-defect exclusion that would not cover bodily injury resulting from a toy's malfunction due to a flaw in its design.

Explanation: This exclusion means that if a product fails to perform its intended function due to a design flaw, the insurance policy will not cover any resulting bodily injury. For example, if a car manufacturer's product has a design defect that causes the brakes to fail, resulting in an accident and bodily injury, the design-defect exclusion would prevent the insurance policy from covering the resulting bodily injury.

design claim | designedly

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9:22
But i believe it lmao
9:22
a couple of them will give you a fee waiver for having a Pell grant in undergrad I appreciate those guys
llama
9:22
you want a crazy story
9:22
shoutout berkeley
9:23
@llama: always
llama
9:23
yea pell grant auto is nice of them
llama
9:24
No longer taking the Jan LSAT bc LSAC required me, in their letter, to apply for accommodations. Oops
9:24
oh man
llama
9:24
That one is on me but bruh
9:24
February?
llama
9:24
Deadline passed :D
9:25
is applying next cycle out of the question for you? or maybe March lsat and use it to get off waitlists? but applying next cycle would have better outcomes
llama
9:25
Can u imagine how dumb u gotta be to make this mistake
glove
9:27
why would they require u to apply for accommodations tf?
llama
9:27
Yea gotta try for march and if great score, R&R, if great offer, take it and run lol. I should have an interesting cycle for those who come after me to review
llama
9:28
@glove: not sure v salty about it but even more mad at myself for not realizing it in the letter from NOV.23.
9:31
probably because you asked for a retake on the grounds that you needed accommodations you didn’t have before
9:31
I can see why they would ask that
9:32
but they def should’ve reminded you or something. or not let you register until you applied for accoms
llama
9:32
100% on me but wow what a mistake
man that really sucks llama
9:37
llama we’re here to help if there’s ever anything we can do
9:38
if you have lsat questions, want another pair of eyes on an essay, etc. lmk
llama
9:39
thanks yall ur the best
yes llama i would be willing to work with you on your lsat
although it's been a while so idk how helpful i could be
could probably help with you build a strategy for the test
9:43
i’m actively working as an lsat tutor and i’m also offering to help you for free
llama
9:43
it seems getting to the point of taking the test has been my downfall. pts are up, just doesnt matter if u cant get a # on the records :C
9:43
pro bono as it were
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