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Simple English definitions for legal terms

design-defect exclusion

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A quick definition of design-defect exclusion:

A design-defect exclusion is a rule in some insurance policies that says they won't cover injuries caused by a product that doesn't work right because of a problem with its design, instructions, or advertising. It's like saying, "We won't pay for any harm caused by a product that was made wrong." This is just one of many exclusions that insurance policies can have, which means they won't cover certain things.

A more thorough explanation:

Definition: A provision in some insurance policies that excludes coverage for bodily injury resulting from a product's failure to perform its intended function due to a defect or deficiency in its design, formula, specifications, instructions, or advertising materials.

Example: An umbrella policy for a toy manufacturer may have a design-defect exclusion that would not cover bodily injury resulting from a toy's malfunction due to a flaw in its design.

Explanation: This exclusion means that if a product fails to perform its intended function due to a design flaw, the insurance policy will not cover any resulting bodily injury. For example, if a car manufacturer's product has a design defect that causes the brakes to fail, resulting in an accident and bodily injury, the design-defect exclusion would prevent the insurance policy from covering the resulting bodily injury.

design claim | designedly

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Dkk
19:42
SEO is big money
2016 pushed the conservative party into populism irreversibly
Dkk
19:43
Maybe, but if this is populism, then every election is populist.
19:43
@Dkk: yeah register 1 website and every swinging tom dick and harry calls/emails/texts to 'help with seo'. like bruh, if YOU found it, what i am doing is working
Dkk
19:43
Indeed!
19:48
wasp, i think people are hopeful for a gov who at least attempts to care about the common man
MIAMI A
[] AromaticTroubledDormouse
20:55
How does one know if they are UR1 or UR2?
[] AromaticTroubledDormouse
20:56
CONGRATS MACAQUE!
TY
got a random stanford email and almost had a heart attack
ALSO CONGRATS!
Congrats1!
21:15
Miami A, yall I'm so excited I could cry.
21:15
Feel like I can finally stop holding my breath!! Whew!!!
[] baddestbunny
22:16
every time I get accosted by a strange man who follows me around because my male coworkers were too busy talking to walk me back to my car I get closer to saying we need to bring back traditional gender roles
Dkk
22:32
Nice! @Macaque
Dkk
22:32
@Aromatic, Have to guess.
Dkk
22:33
That sucks @Bunny do you have to go to the hospital?
[] baddestbunny
22:40
I said accosted not assaulted
23:35
guys. my notre dame address just went long is this good or bad
1a2b3c4d26z
23:37
Oooooo me too
23:37
omg is this good or bad
Dkk
23:47
Idk if gender roles are gunna fix that then.
23:49
it looks like most people who applied in october last cycle didn't get a decision until january... does it even mean anything that our addresses went long??
hows ED 2 compared to ED 1?
Dkk
0:10
No idea
windyMagician
0:34
reporting live to say my ndls address also went long
does it mean anything ^
Dkk
2:21
NDLS and Fordham took a very long time last year. It's good info for people to know.
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