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Simple English definitions for legal terms

FCBA

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A quick definition of FCBA:

Term: FCBA

Definition: The FCBA is a law that helps make sure that people are treated fairly when they use credit cards or other types of credit. It sets rules for how bills are sent and how mistakes are fixed.

For more information on the FCBA, .

A more thorough explanation:

FCBA

The FCBA stands for Fair Credit and Billing Act of 1974. This law created rules for how credit card companies and other lenders must handle billing and disputes with their customers.

Let's say you have a credit card and you notice a charge on your bill that you don't recognize. Under the FCBA, you have the right to dispute that charge with your credit card company. They must investigate the charge and provide you with a response within a certain timeframe.

Another example is if you make a payment on your credit card, but the company doesn't apply it correctly. The FCBA requires them to fix the mistake and credit your account appropriately.

The FCBA is a law that protects consumers from unfair billing practices by credit card companies and other lenders. The examples show how the law gives consumers the right to dispute charges and have mistakes corrected. This helps ensure that customers are only charged for what they actually owe and that their payments are applied correctly.

fault divorce | FCRA

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Haaa I naturally want to do that too. I’m trying to stop. They need a surgeon general’s warning on this site for perspective law students
i spend more time on here then anything else trying to rationalize that the waves from last year will match waves for this year (they won't) and that the stats of people with the same stats are indicative of my own (they aren't)
There aren't many people in my stat range so I pretty much know every result in my range after being on here for a few years
9:28
congrats on the 172 bruce
go dawgs fr
9:29
roll tide
do we foresee a fordham election day wave today (i'm delusional)
WorthlessAttractiveZombie
9:31
I think so, Jack
9:31
some people hate him. some people love him, but he a real one: https://youtu.be/w5oEqiVQcF4?t=173
9:32
[kevin oleary]
worthless i trust you implicitly you know what it will happen now.
worthless i trust you implicitly you know what it will happen now.
worthless i trust you implicitly you know what it will happen now.
worthless i trust you implicitly you know what it will happen now.
worthless i trust you implicitly you know what it will happen now.
WorthlessAttractiveZombie
9:34
I mean if Fordham doesn't release today I will purposefully get on a train, go to new york, and then take the stinkiest shit inside the admission office's toilet (potentially clogging it and forcing them to get a plumber)
IS IT ONLY ON MY END WHY DID THAT SEND TEN MILLION TIMES
HELLO
WorthlessAttractiveZombie
9:35
it sent a million times lol
WHAT HAPPENED
yeah i thought you were tweaking for a second
i'm so sorry everyone what the actual fuck this website hates me
WorthlessAttractiveZombie
9:35
Jack's just tweaking on LSD no biggie
to be fair this accurately represents my mental state
election day psychosis coming in hot (fordham)
usc pls pull through .....
i literally just need one A so i can relax before my ED decision
WorthlessAttractiveZombie
9:38
oh that's right USC might release
soapy
9:43
USC still has not looked at my app
WorthlessAttractiveZombie
9:43
when did you submit soapy?
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