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Simple English definitions for legal terms

FCBA

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A quick definition of FCBA:

Term: FCBA

Definition: The FCBA is a law that helps make sure that people are treated fairly when they use credit cards or other types of credit. It sets rules for how bills are sent and how mistakes are fixed.

For more information on the FCBA, .

A more thorough explanation:

FCBA

The FCBA stands for Fair Credit and Billing Act of 1974. This law created rules for how credit card companies and other lenders must handle billing and disputes with their customers.

Let's say you have a credit card and you notice a charge on your bill that you don't recognize. Under the FCBA, you have the right to dispute that charge with your credit card company. They must investigate the charge and provide you with a response within a certain timeframe.

Another example is if you make a payment on your credit card, but the company doesn't apply it correctly. The FCBA requires them to fix the mistake and credit your account appropriately.

The FCBA is a law that protects consumers from unfair billing practices by credit card companies and other lenders. The examples show how the law gives consumers the right to dispute charges and have mistakes corrected. This helps ensure that customers are only charged for what they actually owe and that their payments are applied correctly.

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HopefullyInLawSchool
13:42
Your mom
JumpySubsequentDolphin
13:42
NOOO WAY LMFAO
JumpySubsequentDolphin
13:42
HOPEFULLY STRIKES AGAIN
HopefullyInLawSchool
13:43
2nd today
JeremyFragrance
13:43
lmao
JeremyFragrance
13:43
i feel better now
JumpySubsequentDolphin
13:43
nOOOO I MISSED ONE
glovediedthisishismom
13:45
i want wednesday off
glovediedthisishismom
13:45
no fair
soap
13:46
Thanks! I had almost forgotten to do that.
JumpySubsequentDolphin
13:46
oh thank God you sent that
JumpySubsequentDolphin
13:46
i know what ill be doing for the next few hours!
HopefullyInLawSchool
13:47
just in case anyone forgot
babycat
13:53
i’m a big fan of you cross-promoting your Reddit posts
babycat
13:53
I thought it was gonna be abt FAFSA before I clicked on it
JumpySubsequentDolphin
13:53
IS THAT HOPEFULLYS REDDIT
babycat
13:53
yeah lol
HopefullyInLawSchool
13:53
Thank you, I crave engagement
HopefullyInLawSchool
13:53
it's all desire when posting online
JumpySubsequentDolphin
13:54
omg theres a your mom joke
JumpySubsequentDolphin
13:54
im loling
13:54
LOL
soap
13:56
Lmao Hopefully your reddit is great
soap
13:59
Nearly everyone who interviewed with me already got into Cornell. WL inbound T-T
JumpySubsequentDolphin
14:00
no soapy i believe in you sm
soap
14:00
My Cornell portal changed
soap
14:01
It totally dropped any references to reviewing my interview.
soap
14:02
Tex, if you're on here, has your Cornell portal also changed?
soap
14:04
All the substatuses disappeared
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