Simple English definitions for legal terms
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A health-maintenance organization, or HMO, is a group of healthcare providers who offer medical services to people who are enrolled in a group health-insurance plan. This means that if you are a member of an HMO, you can go to certain doctors and hospitals to receive medical care. HMOs are different from other types of healthcare plans, like preferred-provider organizations, or PPOs.
A health-maintenance organization, also known as an HMO, is a group of healthcare providers who offer medical services to members of a group health-insurance plan. HMOs are designed to provide affordable healthcare to individuals and families by offering a network of healthcare providers who have agreed to provide services at a reduced cost.
These examples illustrate how HMOs work by providing a network of healthcare providers who offer medical services to members of the plan. Members are typically required to choose a primary care physician within the network who will coordinate their medical care and refer them to specialists within the network when necessary. HMOs are a popular choice for individuals and families who want affordable healthcare coverage.